1. Applicant’s name, organizational and legal form, location and place of implementation of the activities
"DIGIGAME" Limited Liability Company,
Legal address – 26 Amiryan St, Yerevan, RA.
Place of implementation of the activities – 67 Hanrapetutyan St, Yerevan, RA.
2. Brand name of the lottery (logo), name of the lottery
The lottery name is "International bookmaker – TotoGaming”, the logo is "TotoGaming".
3. Type of the lottery
Type of the lottery is "Totalizator".
4. Description of organization and conduct of the lottery
4.1. The essence of the "International bookmakerTotoGaming" totalizator is to accept bets on the prediction of a probable variant (hereinafter: outcome of the event) of the gaming, sporting, socially significant event, at the same time the winning depends on the fact of partial or complete coincidence of the prediction. The Organizer accepts bets on certain events occurring in the world according to the previously promulgated program.
In this Regulation the terms have the following meanings:
Program (line) – list of upcoming event(s) and its (their) probable outcome(s) and odds which is regularly offered by the organizer to the participants in the lottery. From the moment of the announcement of accepting online bets they are considered to be an integral part of the program. The participants can become familiar with the program (including online betting) compiled by the organizer of the lottery and its changes either in the organizer’s office or betshops, as well as on the website of the company.
Bet – amount of money which the participant chooses to place on prediction of an event or a set of events included in the program, and which he/she loses the right to claim back in case of a loss (loses it).
Outcome of the event – result of a probable variant of the gaming, sporting, socially significant event for which the organizer provides odds.
Odds – coefficient determined by the organizer for the outcome of a certain event and expressed in a numerical value.
The odds can be changed after each bet, provided that the bets placed before it remain in force and are not revised.
Participant – person who has reached the age required for participation in totalizator, established in the law of RA "About lotteries", and who has made a bet with the company according to the rules of the game established in these regulations.
Betting – contract agreed between the Organizer and participant according to which the loser has to fulfil the assumed obligations. The betting contracts are agreed according to the terms proposed by the Organizer in this regulation – in the form of accepting bets from the participants.
Bookmaker – Organizer’s official: a bookmaker, a computer operator, who is authorized to accept bets, pay winnings and conduct other transactions defined in these regulations, with the participants.
Betshop – place where participants of the game can make bets, receive winnings and follow the process of certain games.
Website – website belonging to the Organizer (www.totobet.am), and/or www.totogaming.am and/or sport.totogaming.am where registered participant can invest money, make bets, have winnings, etc.
Totalizator ticket – in this lottery /totalizator/ the official record on the magnetic media or other electronic equipment /server/ plays the role of a betslip.
The following terms are used to describe financial bets:
Asset – correlation between everything sold on world market, for example: company shares (e.g. Microsoft, Google), primary goods (e.g. coffee, platinum, sugar), currencies (e.g. AMD, USD, Euro), stock market indices (e.g. DowJones, Nasdaq), as well as correlation between them (e.g. Microsoft/Google, coffee/wheat, USD/Euro, DowJones/Nasdaq).
Financial bets (finbets) – prediction on the direction of price correlation of shares, primary assets, indices or currencies in an established time period. In financial betting participant never buys or owns assets, he/she simply predicts if the stock price for chosen assets will rise or fall. The amount of possible win is determined when the bet is accepted by the Organizer.
Duration – depending on the given bet type, a time period chosen by the client, at the end of which the bet outcome is decided.
Expiry rate – price or price correlation of assets which becomes known after the asset’s duration ends. Depending on duration price the bet’s outcome is decided.
"Up" option – option that provides the participant with a fixed win amount in case the price of the asset or the price correlation of assets is higher at the end of duration in comparison to the initial price of asset or the price correlation of assets at the moment of betting.
"Down" option  option that provides the participant with a fixed win amount in case the price of the asset or the price correlation of assets is lower at the end of duration in comparison to the initial price of asset or the price correlation of assets at the moment of betting.
"Tie" – outcome when current or final price of the asset or the price correlation of assets is the same as the price of asset or the price correlation of assets registered at the moment of betting. In this case the bet is calculated with 1 odds.
Since the team names, probable outcomes of events and their conventional signs /terms/, and results of events in international tournaments are provided by the organizers of tournaments in foreign languages, so the program of games, results of events, cheque, these regulations, procedures of opening and managing gaming accounts can also be applied by the Organizer in their foreignlanguage versions /Russian, English, etc./, which have equal legal force with the Armenian version of the regulations.
4.2 Bets are accepted in Organizer’s betshops or on the following websites: www.totobet.am, www.totogaming.am, sport.totogaming.am.
4.2.1. The procedure of accepting bets in betshops
The participant submits a request to the bookmaker to accept a bet on the event or events /hereinafter: event/ from the promulgated program, informing of the event included in the program, the outcome of the event, as well as form and type, and the amount of the bet. The participant can also place a bet on his/her own without applying to the bookmaker. In this case the participant makes a bet on his/her own, choosing the event, the outcome of the event, form of the bet (when necessary), type of the bet, as well as the amount of the bet. In case the participant made a bet on his/her own the participant pays the bookmaker a certain sum on the participant’s own accord (no less than 1000 AMD) and receives an opportunity to make a bet (bets) within that amount. At the moment of paying the sum the participant will be given a receipt (ticket). The participant will be given a ticket that confirms the bet was accepted every time the participant makes a bet.
In case of winning the participant shows the ticket that confirms the won bet and receives the winning amount. In case the prepaid sum was not wagered entirely, the amount that wasn’t wagered will be refunded.
Before accepting the bet, depending on peculiarities of the given event the Organizer can establish a certain bet amount for some events, e.g. for “Shortterm” financial bets the following bet amounts are established: 200 AMD, 400 AMD, 800 AMD, 2000 AMD, 4000 AMD, 6000 AMD, 8000 AMD, 10000 AMD. Maximum amount of bets per coupon is 500,000 (five hundred thousand) AMD.
Bookmaker enters the participant’s order into the computer, prescribed for accepting bets. Afterwards he/she makes a coupon of accepting bet. After the participant pays the bet amount, he/she is provided with the coupon, printed by the computer. Starting from that moment the bet is viewed as accepted. After the participant receives the coupon, he/she has the right to make sure that his/her bet data were fixed without changes on the server/computer server of the organiser. In case of their absence or incompliance, organiser is responsible only for the data, fixed on the server.
After the bets are accepted, they are not subject to changes and amendments. Any objections, related to the bet formation are accepted during 5 minutes after the participant receives the coupon, except Online bets. During the mentioned period, objections are not accepted in case the event on which a bet was made had already started or the bet was made via internet.
If the Cashout function is active at the moment of making a bet, the participant receives a coupon with the mark. The user can use this function in the prescribed order. If the function is not active at the given moment, and the coupon doesn’t have any mark on it, the participant cannot use this function.
If the Cashout function is not active at the moment of making a bet, the participant has right to make a bet on the given event when the function becomes active. To use the Cashout function the participant should approach the bookmaker, present the coupon with the mark and tell that he/she wants to use this function.
The bookmaker informs the participant about the compensation sum. In case of his/her agreement he/she closes the bet. If the participant doesn’t agree with the compensation sum, the bet is valid until the event ends. If the participant wants to use the Cashout function for the event, marked on the coupon, and the organiser doesn’t offer the compensation sum, the bookmaker informs the participant about that.
For “Toto Bingo” games the maximal bet amount is 100000 AMD.
4.2.2. The procedure of accepting bets via website
The bets via Internet are accepted as follows: first of all, the participant should register on the Organizer’s website, which contains information about the program, rules of the lottery /these regulations/, participant’s registration on the website, gaming account, receiving the winnings, entrance to the website, and other information. During registration on the website the participant should provide accurate personal information, name, surname, address, nationality, age or date of birth, passport number, as the winnings or money from the account is only paid to a real person, username (login), password, as well as any other information placed on the website the Organizer requires. Upon registering, in case of entering any fictitious or incomplete information, the participant loses the opportunity to revise the disputed issues. After registration on the website a personal gaming account is opened for the participant. One individual can have only one gaming account. The registration on the website cannot occur if there is already a registered account with the same login. In case TotoGaming has strong arguments, that the Holder's account has been used by a third party for the purpose of making bets and/ or confirmation of the reregistration (including a new name, new email, etc.), the Organizer reserves the right to invalidate the bets made from such an account, and cancel the payment of the winnings.
In order to place a bet on any event the participant should submit an order indicating the event on which he/ she places a bet, as well as the outcome of the event, form, type and amount of the bet. Before accepting the bet, depending on peculiarities of the given event the Organizer can establish a certain bet amount for some events, e.g. for “Shortterm” financial bets the following bet amounts are established: 200 AMD, 400 AMD, 800 AMD, 2000 AMD, 4000 AMD, 6000 AMD, 8000 AMD, 10000 AMD. Maximum number of bets per coupon is 500,000 (five hundred thousand) AMD or equivalent in currency.
The bet placed via Internet is considered accepted if it has been added to the participant’s gaming account in ''My bets'' section. The content of the website, its form and procedure of using, and the sequence of steps are determined and changed by the Organizer. The website address or its changes are announced via the way of information dissemination which is more preferable for the Organizer.
In case of communication failure or other technical issues the bet is not considered void, if it has already been recorded on the server of the Organizer’s computer.
The participant carries personal responsibility for confidentiality of his/her gaming account, login and password. The company guarantees nondisclosure of the participant’s personal data by its staff and is not responsible for the consequences of the participant’s personal data being known by other persons. In case the participant becomes aware of the loss of his/her personal data or when he/she has certain doubts about it, he/she should notify the company without haste and change his/her password. In case of forgetting or losing the password and login the bets are not repealed.
The participant can change his/ her password in ''Change Password'' section of ''My Account'' web page.
The participant can make a deposit on his/her account:
A) In the betshops of the company where the participant pays the cash and submits his/her username (login), after which the amount is credited to his/her gaming account during 1 hour.
B) Via bank transfers, relevant bank cards (Arca, Master Card, etc), relevant payment systems, cash registers (terminals, cash dispensers, etc.), hereinafter: payment systems. The participant can become familiar with specific payment systems on the website of the Organizer. If the participant has made a deposit on his/her gaming account via payment card or payment system but hasn’t placed any bets with that amount, in case of claiming that amount back the participant will be charged percentage for the services of the payment system in size in which the payment system has charged the organizer for the transfer of that amount to the organizer’s account (the Organizer makes a decision on charging commission depending on the player’s gaming history, e.g. in case of gaming misconduct of the participant). If the Organizer receives confirmation from the corresponding payment system that the amount has been transferred to the organizer’s gaming account, the participant can place bets from his/her personal gaming account opened in the company within the balance of the gaming account.
The amount transferred to the gaming account of the participant can only be used for betting or withdrawn from the account by the participant in accordance with the rules indicated in this regulation.
The participant may request money from his/ her gaming account in cash or via transfer. Any transaction conducted with the Organizer via payment cards and/or/payment systems is considered to be conducted by the participant.
If the participant informs of losing his/her payment card, from that moment on his/her gaming account shall be frozen until the payment system that serves the card makes the according decision.
The Organizer can determine the minimum balance of the gaming account, and the procedure and rules of its application will be indicated on the website.
4.3. The fact of the accepted bet being won or not is determined by recording the fact of the chosen event or set of events having taken place, considering the outcome (result) of the event. The outcome (result) of the event is determined based on the information provided by the official Organizer and/or Organizers of the event. If the initial result of the event has been revoked for some reason later on, this fact isn’t considered and the bets are payable according to the initial (actual) results. Initial (actual) result is the result which is announced by the official organizer and/or/ organizers of the event immediately after it is over. If the result of the event /events/ isn’t announced by the official Organizer and/or/ organizers of the event during 72 hours after it is over, the organizer of the lottery may use other information sources notifying the participants about the information source and results. While collecting the outcomes (results) of the events, the following websites in particular are taken as an information source:
Football 
World Cup, Club World Cup, Confederations Cup, International tournaments 

Football 
Asia (AFC) 

Football 
Africa (CAF) 

Football 
South America (CONMEBOL) 

Football 
North America (CONCACAF) 

Football 
Persian Gulf 
in the absence of information on the specified site, the calculation will be based on the following site: www.goalzz.com 
Football 
UEFA Champions League, UEFA Europa League, European Championship 

Football 
Arab Nations Cup 
in the absence of information on the specified site, the calculation will be based on the following site: www.goalzz.com 
Football 
Arab Champions League 
in the absence of information on the specified site, the calculation will be based on the following site: www.goalzz.com 
Football 
England 
in the absence of information on the specified site, the calculation will be based on the following site: www.sportinglife.com 
Football 
Germany 
in the absence of information on the specified site, the calculation will be based on the following site www.kicker.de 
Football 
Italy 
in the absence of information on the specified site, the calculation will be based on the following site www.gazzetta.it 
Football 
Spain 
in the absence of information on the specified site, the calculation will be based on the following site: as.com 
Football 
France 
in the absence of information on the specified site, the calculation will be based on the following site: www.lfp.fr 
Football 
Russian Federation 

Football 
Austria 

Football 
Australia 

Football 
Argentina 

Football 
Algeria 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Belgium 

Football 
Bulgaria 

Football 
Brazil 

Football 
Bahrain 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Egypt 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Israel 

Football 
Iran 

Football 
Armenia 

Football 
The Netherlands 
www.eredivisielive.nl in the absence of information on the specified site, the calculation will be based on the following site: www.soccernet.com 
Football 
Greece 
in the absence of information on the specified site, the calculation will be based on the following site: www.sportnet.gr 
Football 
Hungary 

Football 
Jordan 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Costa Rica 

Football 
Northern Ireland 
www.bbc.co.uk/sport 
Football 
Slovakia 

Football 
Slovenia 

Football 
Syria 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Saudi Arabia 
in the absence of information on the specified site, the calculation will be based on the following site: www.goalzz.com 
Football 
Sudan 
in the absence of information on the specified site, the calculation will be based on the following site: www.goalzz.com 
Football 
Singapore 

Football 
Oman 
in the absence of information on the specified site, the calculation will be based on the following site: www.goalzz.com 
Football 
USA 

Football 
UAE 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Turkey 

Football 
Croatia 

Football 
Romania 

Football 
Ukraine 

Football 
Denmark 

Football 
Iceland 

Football 
Ireland 
www.bbc.co.uk/sport 
Football 
Poland 

Football 
Czech Republic 

Football 
Portugal 

Football 
Finland 

Football 
Norway 

Football 
Mexico 

Football 
Morocco 
in the absence of information on the specified site, the calculation will be based on the following sites: 
Football 
Qatar 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Kuwait 
in the absence of information on the specified site, the calculation will be based on the following sites: www.soccerway.com, www.goalzz.com 
Football 
Sweden 

Football 
Switzerland 

Football 
Scotland 
in the absence of information on the specified site, the calculation will be based on the following site: www.sportinglife.com 
Football 
Japan 

Futsal 
International tournaments 

Futsal 
European championships 

Futsal 
Russia 

Futsal 
Italy 

Futsal 
Spain 

Futsal 
Portugal 

Futsal 
Brazil 

Futsal 
Poland 

Futsal 
Romania 

Futsal 
Czech Republic 

Beach Soccer 


American Football 
North America (NFL) 

Ice Hockey 
World Championship 

Ice Hockey 
USA (NHL) 

Ice Hockey 
USA (AHL) 

Ice Hockey 
Austria 

Ice Hockey 
Denmark 

Ice Hockey 
Germany 

Ice Hockey 
Russian Fed. (KHL, MHL) 
in the absence of information on the specified site, the calculation will be based on the following site: www.globalsport.ru 
Ice Hockey 
Finland 
in the absence of information on the specified site, the calculation will be based on the following site: www.finhockey.fi 
Ice Hockey 
Czech Republic 

Ice Hockey 
Sweden 
in the absence of information on the specified site, the calculation will be based on the following site: www.hockeyligan.se 
Ice Hockey 
Switzerland 
in the absence of information on the specified site, the calculation will be based on the following site: www.nationalleague.ch 
Bandy 
Russian Fed. 

Basketball 
Euroleague (ULEB) 

Basketball 
Eurocup 

Basketball 
International tournaments (FIBA) 

Basketball 
Adriatic League 

Basketball 
Baltic League 

Basketball 
USA, WNBA 

Basketball 
Australia 

Basketball 
Austria 

Basketball 
Belgium 
www.basketleague.be 
Basketball 
Bulgaria 
www.bulgarianbasket.com 
Basketball 
Italy 

Basketball 
Spain 

Basketball 
France 

Basketball 
Finland 

Basketball 
Russia 

Basketball 
Greece 

Basketball 
Turkey 

Basketball 
Serbia 

Basketball 
Poland 

Basketball 
Lithuania 

Basketball 
Germany 

Basketball 
Ukraine 
www.ukrbasket.net 
Basketball 
Czech Republic 

Baseball 
USA (MLB) 

Tennis 
Men’s Tennis Association (ATP) 

Tennis 
Women’s Tennis Association (WTA) 

Tennis 
The International Tennis Federation (ITF) 

Volleyball 
International Tournaments 

Volleyball 
European Championships 

Volleyball 
Bulgaria 

Volleyball 
Germany 

Volleyball 
Greece 
in the absence of information on the specified site, the calculation will be based on the following site: www.volleyleague.gr 
Volleyball 
Poland 

Volleyball 
Italy 

Volleyball 
Spain 

Volleyball 
Russia 

Volleyball 
Czech Republic 

Beach Volleyball 
International Tournaments 

Handball 
International Tournaments 

Handball 
European Championships 

Handball 
Russia 

Handball 
Germany 

Handball 
France 

Handball 
Spain 

Handball 
Sweden 

Handball 
Denmark 

Chess 


Billiards


in the absence of information on the specified site, the calculation will be based on the following site: www.globalsnooker.com 
Boxing 


Biathlon 


What? Where? When? 


Formula 1 


7 /42 


5/36 


Game of Dice 

If there is conflicting information on www.fifa.com and www.uefa.com sites, the report in PDF format is taken as a basis. If there is no information about the outcomes of any events in the abovementioned sources, the Organizer provides the information about them notifying the information source.
4.4. Types of bets
Single – The minimum stake for betting in the betshops is set 1,000 (thousand) AMD, and the minimum stake for betting on the internet site is set 50 (fifty) AMD or its equivalent in other currency. The maximum stake in this type is set 500,000 (five hundred thousand) AMD, and the maximum stake for betting on the internet site is set 500,000 (five hundred thousand) AMD or its equivalent in other currency.
In this type you need to predict the outcome of one event. Single bets are accepted on any event specified in the program. The winning amount of a single bet is equal to the product of the bet amount and odds of the given outcome.
Multi  The minimum stake for betting in the betshops is set 300 (three hundred) AMD, and the minimum stake for betting on the internet site is set 50 (fifty) AMD or its equivalent in other currency. The maximum stake in this type via coupon is set 500,000 (five hundred thousand) AMD and the maximum stake for betting on the internet site is set 500,000 (five hundred thousand) AMD or its equivalent in other currency.
In this type you need to predict the results of more than one independent events at the same time (the maximum number of events in the accumulator bet is 30). If at least one event in the multi bet has been predicted wrong, the whole bet is considered to be lost. Any combination of any independent events can be included in the multi bet if nothing else is intended by the rules of the games organized by regulations. Besides, multi bets may not be accepted on certain events by the discretion of the organizer. Dependent events cannot be included in the multi bet,  the same event cannot participate in the multibet more than once. If there were related or dependent events in the multi bet, the event with the highest odds remains for calculation. The odds of a multi bet are equal to the product of the odds of all the included events. The winning amount on a multi bet is equal to the product of the bet amount and odds of the multi bet.
On the organizer’s discretion the participant can be given an extra chance to not lose the multi bet which the participant will be informed about beforehand via the system or the website of the organizer. If a multi bet contains 6 and more events, and the odd of winning for every event is no less than 1.7, and if only one event outcome in this multi bet was predicted incorrectly but other events in the multi bet won by the established odds, then this multi bet is not considered lost and the played sum will be refunded.
System  The minimum stake for the entire system for betting in the betshops is set 1,000 (one thousand) AMD, and the minimum stake for betting on the internet site is set 150 (one hundred and fifty) AMD or its equivalent in other currency. The maximum stake in this type via coupon is set 500,000 (five hundred thousand) AMD, and the maximum stake for betting on the internet site is set 500,000 (five hundred thousand) AMD or its equivalent in other currency.
This type is a full combination of a certain number of onedimensional multi bets (variants of system) previously selected from the group of events and differing from each other by at least one event (the maximum number of events in the system is 16). System is characterized by the same bet amount for each variant (multi bet) and the same number of events in each variant (multi). In the system each combination (variant) is calculated as a separate multi. In this type of bet you need to specify the total number of events for the system and number of events for one variant (multi). The bet amount for one variant (multi bet) is determined by dividing the total bet amount by the number of variants (multi bets). The winning amount of a system is equal to the sum of winnings on multi bets included in the system. The number and ratio of the variants included in the system is determined by the organizer and may be changed at Organizer’s discretion at any time. The list of the number and ratio of the variants included in the system is promulgated either as attached to the program or separately from it.
For example, let’s consider a bet on a 2/3 system. As a bet amount we conditionally assume 3,000 AMD.
Event 
Result 

W 1 
Х 
W 2 

Inter M – Ajax 
1.5 
4.2 
7.5 
Bayer L – Mainz 
1.75 
3 
5.5 
Sharapova M – Ivanovich A 
1.45 
 
2.5 
Let’s choose the outcomes of the events:
Event 
Result 

W 1 
Х 
W 2 

Inter M – Ajax 
1.5 
4.2 
7.5 
Bayer L – Mainz 
1.75 
3 
5.5 
Sharapova M – Ivanovich A 
1.45 
 
2.5 
The number of variants (accumulator bets) in the 2/3 system is 3:
Variant (multi ) 1 
Variant (multi ) 2 
Variant (multi ) 3 

Event, outcome 
Odds 
Event, Result 
Odds 
Event, Result 
Odds 
Inter M – Ajax, W1 
1.5 
Inter M – Ajax, W 1 
1.5 
Sharapova M – Ivanovich A, W2 
2.5 
Bayer L – Mainz, X 
3 
Sharapova M – Ivanovich A, W 2 
2.5 
Bayer L – Mainz, X 
3 
So, the bet amount for 1 variant (multi bet) will be 1,000 AMD (3,000 / 3 = 1,000).
According to the variants there will be the following winnings:
1st variant = 1.5 x 3 x 1 000 AMD = 4,500 AMD,
2nd variant = 1.5 x 2.5 x 1 000 AMD = 3,750 AMD,
3rd variant = 2.5 x 3 x 1 000 AMD = 7,500 AMD.
The winning amount on the system will be equal to the sum of winnings on all the 3 variants: 4,500 3 750 7 500 = 15.750 AMD.
In case of a wrong prediction of the outcomes of 2 or more events in the 2/3 system the system is considered to be lost (all 3 variants lose). In case of a wrong prediction of any one of the outcomes only 1 variant wins. For example, suppose that the outcome of the match Inter M. – Ajax has been predicted wrong (Ajax won the match), in this case the 1st and 2nd variants are considered to be lost and the winning amount on the system is equal to the winning amount on the 3rd variant – 7,500 AMD.
In all bet types, as well as the bets, made via internet, the maximum winning sum for one ticket is 5.000.000 AMD/five millions/ or equivalent bet, regardless of number of bets, included in the ticket. The maximum win amount for one ticket in the game “Sportloto 5 out of 36” is 25.000.000 AMD /twenty five millions/. In the game “Sportloto 7 out of 42” the maximum win amount is 50.000.000 AMD /fifty millions/.
4.4.1 Making changes in the betslip (Cheque redact).
Making changes in the betslip (Cheque redact) – it's a tool (hereinafter in paragraph 4.4.1 – Tool), which, in case of being activated, allows a participant to make changes and/or add new outcomes of events in the already accepted bet.
In betshops the availability of this Tool for the outcomes of specific events is determined by the corresponding icon, while during online betting the availability of the Tool is determined by the corresponding button "Cheque redact" in the game window of a participant's personal page.
When placing bets both in betshops and online, the outcomes of not started events (prematch) in Multi bets can be replaced by outcomes of both not started (prematch) and started (online) events.
At the time of replacement, the odds of the event outcome, by which the already accepted event outcome is replaced, must be equal to or higher than the event outcome, which is replaced.
For example, let’s suppose the following Multi bet was made:
Event 
Event outcome 
Odds 
Real M  Barcelona 
W2 
1.5 
Juventus  Milan 
W1 
1.7 
A participant can replace any of these event outcomes by another event outcome.
For example, he can replace "Juventus  Milan W1 1.7" by "Inter M  Ajax W1 2.0", if the organizer offers odds of 2.0 or lower for the match "JuventusMilan P1" at the moment.
In this case the bet will be as follows:
Event 
Event outcome 
Odds 
Real M  Barcelona 
W2 
1.5 
Inter M  Ajax 
W1 
2.0 
When the Tool is active and the abovementioned rules are followed, the number of replacements is not limited.
Any replacement of an outcome of the event by another outcome of the same event is not allowed.
Adding a new event outcome in the betslip: The bets made on the outcomes of not started (prematch) and already started (online) events both in betshops and on the Internet can be supplemented with new outcomes of not started (prematch) and already started (online) events, except for the cases when more than one Single bet was made with one betslip.
After adding another event outcome in a Single bet, it becomes a Multi bet. The Multi bet resulting from addition of a new event outcome is subject to the rules of Multi bet established by the Regulations of organizing and conducting the lottery (totalizator) "International Bookmaker  Totogaming".
Example 1. Let’s suppose the following Single bet was made:
Event 
Event outcome 
Odds 
Real M  Barcelona 
W2 
1.5 
A participant can include another event outcome (e.g. Juventus  Milan W1 1.7) in the betslip, thus changing the Single to Multi bet.
Example 2. Let’s suppose the following Multi bet was made:
Event 
Event outcome 
Odds 
Real M  Barcelona 
W2 
1.5 
Juventus  Milan 
W1 
1.7 
A participant can include another event outcome (e.g. Bayer L  Mainz W1) in the betslip, thus turning the Multi bet with two outcomes into a Multi bet with three outcomes.
When adding a new event outcome, there is no requirement of setting a minimum limit for the odds of the new event outcome to be added. In such cases the possible number of bets to be added is set in accordance with the maximum number of bets established by these Regulations.
When changing the event outcome and/or adding a new event outcome in a betslip placed in betshop, the participant returns the previous betslip and receives a new betslip with the already changed and/or added event outcome.
When changing a betslip placed on the Internet, the system doesn’t confirm the removal of the bet, if the Tool is deactivated after removing the bet to be changed.
When changing the event outcome and/or adding a new event outcome in a betslip placed in betshop, the participant can get the betslip back if it is impossible to change the event outcome and/or add a new event outcome because of deactivation of the Instrument.
4.5. The main rules of accepting bets
4.5.1. Bets are accepted only from those persons who agree with the rules laid down by the organizer. Any placed bet is confirmation that the participant knows the rules of the lottery and completely agrees with them.
4.5.2. Bets are accepted until the actual start of the event, except online bets. In case for some reason the bet has been placed after the actual start of the event it is considered void, except for current online bets.
4.5.3. Online bets are the bets which are accepted during the event at organizer’s discretion. In this case bets can be accepted only until the outcome of the event becomes known. The bets placed after the outcome of the event becomes known are considered void. The information provided by the organizer about the event during accepting online bets (the score, time played, etc.) is for informational purposes only and cannot be a basis for bet calculation.
4.5.4. The Organizer has a right to return the bet amount at any time before the actual start of the event. In this case the placed bet or bets are considered void, and the organizer makes an announcement about it either via corresponding changes in the program or through other information sources.
It is not allowed to place a bet on the event in which the bettor takes part. For example, if he/ she participates in the game, or he/ she is a referee, club owner, coach, etc. By placing a bet the participant confirms that he/she doesn’t know the outcome of the event on which he/she has placed the bet. In case of violation of these conditions the organizer has a right not to pay the winning amount and invalidate the bet.
4.5.5. In all cases when the bet is considered void it must be refunded, and if the bet is included in the multi bet or system it is calculated by odds “1” (one), i.e. it doesn’t affect the results of the other events included in the multi bet or system.
4.5.6. All bets are accepted based on the events of the proposed program (line) according to the odds defined by the organizer. A unique number is provided for each event in the program, and the final date and time for accepting bets on the events are specified. The date and time of start of the event specified in the program are informative. The date specified incorrectly is not basis for considering the bet void. In case the event took place earlier or later than at the initially announced time the result is not considered void. In that case the bets are considered valid if they have been placed before the actual start of the event. The bets placed after the actual start of the event are considered void (except online bets). For calculating bets the actual time of beginning of the event is assumed as the start of the event, and that time is determined based on the information provided by the official organizer or organizers of the event.
The “Event” column provides the names of the competing teams or the events on which bets are accepted. In the list of the events the first name to appear is the name of the team which hosts the match. If the match takes place on the ground of the team which is specified on the second place of the list, the bets placed on that match are calculated by odds “1” (one), except for the following cases:
a) Both teams are form the same city,
b) The matches take place in the same city, in case of international tournaments – in the same country,
c) When it is the final round of the cup matches.
Transferring the match to a neutral ground is not basis for invalidating the bets.
The next in the program come the outcomes of the events, odds, handicap, total with their conventional signs /for example: the English version – Date, Football: EnglandBelgium Event, the outcome of the event: win of the first team  W1, Odds – 1.28, Total – 2.5 over: 1.7, under: 2, handicap for the first team – 1.5.
The program may contain other information which has significant importance while placing bets and enables the participant to use the program correctly as well as understand the meaning and essence of the conventional signs contained in it.
4.5.7. In the individual tennis tournaments, as well as in the matches of the final round of big tournaments, which take place in one country, the competitors’ order in a pair is free.
4.5.8. In case the event which has not yet started is postponed for no more than 72 hours the bets remain, and in case 72 hours pass the bets are refunded. If during 72 hours there is information about postponing the event for more than 72 hours the final decision about the bets being valid or refunded is made by the bookmakers’ office if nothing else is intended by regulations. If the matches of NBA, NHL, NFL, baseball (MLB) do not take place on the appointed day, the bet amounts are refunded immediately the next day, except for the cases when the specified date was wrong.
4.5.9. The started event may be interrupted, i.e. may not play up to the end for some reason. The event which has been interrupted and has not been finished during 24 hours is considered completed if played for no less than: 70 min in Football, 40 min in basketball (NBA), 35 min. in European basketball, 54 min. in hockey (NHL), 50 min. in European hockey, 50 min. in American football, 5 innings in baseball, 60 min. in bandy; in these cases the outcome (the actual result) of the event considered to be completed is the result recorded at the moment of interruption of the event (except tennis). In all other cases the event is considered to be not completed, including interruption of the match at the time of tie in those sports where tie is not allowed (basketball, baseball, NHL hockey playoffs, etc.), and the bets (including online bets) must be refunded.
If the event has been interrupted and is considered to be not completed, those outcomes which are determined at the time of its interruption and do not depend on the final result of the event (for example, the team will score, who will score the first goal the outcome of the first half, etc.) are taken as a basis for calculating the bets (including online bets).
4.5.10. While calculating the bets on the statistics of one round (tour) or one game day, if one or several events (matches) are not considered to be completed the bets are calculated by odds “1”, except the bets the results of which are definitely clear regardless of whether other events (matches) have taken place or not.
For example: suppose in the championship of Italy's Serie A in one of the rounds (tours) two of the ten matches haven’t taken place, five matches have ended with home win, two matches have ended with away win, one match has ended with a 2:2 score.
If there are bets on that
a) at least five of the matches of this round will end with home win,
b) there will be 2:2 score in the round, these bets are considered to be won.
If there are bets on that
a) at least three of the matches of this round will end with away win,
b) total number of goals scored in the round will be even, these bets must be refunded (will be calculated by odds “1”).
If there is a bet on that there will not be a 2:2 score in any match of the round, this bet is considered to be lost.
4.5.11. In case of errors generated either by employees or software flaws (obvious mistakes in the software, odds, totals, handicaps, discrepancy of odds in different places, nontypical, false odds, etc.) and arguments verifying the inaccuracy of the bet (including online bets), the bet is considered invalid and is subject to refund irrespective of its winning or losing.
4.5.12. If there is a technical error but it does not affect the result of the event, the bet is calculated according to the defined odds. Example: if the "CSKA" – "Zenith" match of the championship of Russia has appeared in the list of the championship of Spain, it will be calculated according to the defined odds, unless there are teams with the same names in the championship of Spain.
4.5.13. The Organizer is not responsible for absolutely accurate translation of the names of players, teams, cities where the event takes place. In such cases the bets are valid.
4.5.14. In case of revealing frauds during accepting bets and conducting financial transactions the winning amounts are not paid, and perpetrators are held criminally liable according to the legislation of RA.
4.5.15. Complaints on controversial issues are accepted in a written statement during 5 days after the end of the event. During discussion of controversial issues which have no precedent and are not regulated by these regulations the final decision is made by the organizer of the lottery.
4.5.16 Special cases in 7/42 game
а) If the game did not take place for technical reasons (less than 7 (seven) balls are played, faults have been revealed in the lottery drum, the game was not being recorded, the recording and results of the game were not archived) all bets are refunded (calculated by odds “1”).
b) If there is no sound during the broadcast, or the presenter call out numbers of balls incorrectly, the results of the game and the winning bets are determined by the broadcasting material and the recording of the game.
c) If for technical reasons (electric power or internet connection was cut, etc.) the game was not broadcasted or was broadcasted with failures but the recording and the results of the game were archived the game is considered completed. In this case the results of the game and the winning bets are determined by the recording of the game.
4.5.17 Special cases in 5/36 game
а) If the game did not take place for technical reasons (less than 7 (seven) balls are played, faults have been revealed in the lottery drum, the game was not being recorded, the recording and results of the game were not archived) all bets are refunded (calculated by odds “1”).
b) If there is no sound during the broadcast, or the presenter calls out numbers of balls incorrectly, the results of the game and the winning bets are determined by the broadcasting material and the recording of the game.
c) If for technical reasons (electric power or internet connection was cut, etc.) the game was not broadcasted or was broadcasted with failures but the recording and the results of the game were archived the game is considered completed. In this case the results of the game and the winning bets are determined by the recording of the game.
4.5.18 Special cases in the Game of Dice
а) If after the throw one or several dice stop on their edges or remain in the dice cup the presenter repeats the throw and throws all 5 dice again.
b) If after the throw one or several dice are out of the playing table the drawing is considered not completed. All bets places on this drawing are refunded (calculated by odds “1”).
c) If the game did not take place for technical reasons (less than 5 (five) dice are played, the game was not being recorded, the results and recording of the game were not archived) all bets are refunded (calculated with odds “1”).
d) If there is no sound during the broadcast, or the presenter states numbers of dice incorrectly, the results of the game and the winning bets are determined by the broadcasting material and the recording of the game.
e) If for technical reasons (electric power or internet connection was cut, etc.) the game was not broadcasted or was broadcasted with failures but the recording and the results of the game were archived the game is considered completed. In this case the results of the game and the winning bets are determined by the recording of the game.
4.5.19 Cashout  function via which the participant has the right to close his/her bet for the sum offered by the Organiser, avoiding losses or wins as a result of event outcome.
This function will be available for all bets, for which a Cashout symbol will be active. In this case the participant can click on the button and see the sum, which is offered by the organiser for the bet. The organiser can offer the sum, which is higher, lower or equal to the possible win. The Organiser is also allowed not to make any offers.
If the participant agrees not to receive the suggested sum, he/she should confirm his/her wish by clicking the relevant button. He/she will receive the sum, offered by the organiser. After that the bet will be closed. If the participant doesn’t use this function or doesn’t agree with the suggested sum, his/her bet will be viewed as valid until the given event ends.
Cashout function is available after making a bet before the event ends. The sum suggested for the bet can change depending on some terms (for example, bet amount, event odds, event odds at the moment of using the Cashout function, discount defined by the organiser. The latest is decided by the organiser. For example, let’s suppose that one makes a 1000 AMD bet on the game “ArmeniaDenmark” on the victory of Armenia with the odds 2.2.
In case of the victory the winning will be 2200 AMD (1 000 x 2.2). After making a bet, W1 odds will fall from 2.2 to 1.5. In this case, Cashout sum will be calculated in the following way: odds ratio (2.2/1.5) is multiplied by the bet amount. After this, the discount defined by the organiser is subtracted from the received amount. In this case it is 8.5 %: (2.2 / 1.5 x 1 000)  8.5 % = 1 342. Thus, the participant has chance to get 1342 AMD via Cashout function till the event result becomes known. In case of using Cashout function, the suggested sum is paid to the participant in the prescribed way. Organiser can turn on/off Cashout function by his/her discretion.
4.6 The main types of bets.
4.6.1. Bets on the actual result of the event.
You can make a bet on the outcome of the event without taking into account the handicap, if the appropriate odds are given (win of the first participant of the event is specified in the program as “W1”, the draw – “X”, win of the second participant of the event – “W2”). In this case the outcome of the bet is the actual result of the event. You can bet that the first team (participant of the event) will not lose – “1X”, any of the teams will win, i.e. the match will not end with draw  “12”, the second team (participant of the event) will not lose – “X2”, if the appropriate odds are given.
4.6.2. Bets on win of the participant of the event taking into account the handicap. Double Asian handicap and score handicap.
Double Asian handicap (Double bet on handicap). This is a bet with handicap where the value of the handicap is divided by 0.25 without remainder, but not by 0.5. For example, 0.25, 0.25, or 0.75, 0.75, but not 0, 1, 1, 1.5, 1.5, etc.
Double bet on total. This is a bet with total where the value of the total is divided by 0.25 without remainder, but not by 0.5. For example, 2.25, 2.75, 3.25, but not 2, 2.5, 3, etc.
Such bets are considered to be two separate bets at half the bet amount with the same odds and with the ordinary value of the nearest common handicaps and totals: H“0.75” = H“0.5” and H“1”, Total“2.25” = Total“2” and Total“2.5”.
Let us suppose that the handicap is “0.25”, and the odds – “2.2”. Stake of 1000 AMD with handicap “0.25” and odds “2.2” means that there are two bets placed:
500 AMD with handicap “0” and odds “2.2”, and
500 AMD with handicap “0.5” and odds “2.2”.
Let us suppose that the total is “2.75”, and the odds of over “2.75” – “2.4”. Stake of 1,000 AMD on total over “2.75” with odds “2.4” means that there are two bets placed:
500 AMD on total over “2.5” with odds “2.4”,
500 AMD on total over “3” with odds “2.4”.
Depending on the aforementioned information and the ordinary value of the handicap and total there are 4 possible cases for calculating the bet:
1. The bet is completely won (both parts of the bet are won). It is calculated as the product of the bet amount and odds.
2. Half of the bet is won, the other half is refunded. It is calculated as the product of the bet amount and odds (Odds +1)/2.
3. Half of the bet is lost, the other half is refunded. It is calculated as the product of the bet amount and number 0.5.
4. The bet is completely lost (both parts of the bet are lost).
N 
Date 
Event 
H1 
Odds1 
H2 
Odds2 
Total 
Over 
Under 
1 
01/01/11 
Team1 – Team2 
0.25 
2.2 
0.25 
1.6 
2.75 
2.4 
1.5 
Let us consider the abovementioned cases based on the data table:
1. We made a bet of 1,000 AMD with handicap “0.25” (seen as two bets  500 AMD with handicap “0” and odds “2.2”, and 500 AMD with handicap “0.5” and odds “2.2”). The match ended with a 2:1 score. The bet is completely won.
The winning amount is 1,000 AMD x 2.2 = 2,200 AMD.
2. We made a bet of 1,000 AMD on Total over “2.75” (seen as two bets  500 AMD on total over “2.5” with odds “2.4”, and 500 AMD on total over “3” with odds “2.4”). The match ended with a 2:1 score. Half of the bet is won, the other half is refunded.
The winning amount is 1000 AMD x (2.4 1)/2 = 1700 AMD.
3. We made a bet of 1,000 AMD with handicap “0.25” (seen as two bets  500 AMD with handicap “0” and odds “2.2”, and 500 AMD with handicap “0.5” and odds “2.2”). The match ended with a 1:1 score. Half of the bet is lost, the other half is refunded.
The winning amount is 1,000 AMD x 0.5 = 500 AMD.
4. We made a bet of 1,000 AMD on Total over “2.75” (seen as two bets  500 AMD on total over “2.5” with odds “2.4”, and 500 AMD on total over “3” with odds “2.4”). The match ended with a score 1:1.
The bet is completely lost (both parts of the bet are lost).
In case if the double bet is included in the accumulator bet or system the odds are calculated the same way as in case of a single bet.
Score handicap
There may be bets the odds of which will be based on the score of the match which will emerge after modifying the current score by handicap (imaginary score). That is to say, the bet is offered based on the imaginary (modified by handicap) score of the match.
The score which was actually recorded after the match and modified by handicap is considered to be the score of the match for calculating the placed bets.
Let us suppose that the current score of the match is 0:0, and the odds offered for the outcome of the match are as follow in table 1.
Table 1: the current score (0:0)
N 
Date 
Event 
W1 
X 
W2 
1 
01/01/11 
Team1 – Team2 
1.4 
4 
6.8 
Let us suppose that the current score of the match is (0:0), the handicap – (0:1). The imaginary (modified by handicap) score of the match will be (0:1), based on which there may be bets on the outcome of the match according to the odds in table 2.
Table 2: the current score (0:0), handicap (0:1)
N 
Date 
Event 
W1 
X 
W2 
1 
01/01/11 
Team1 – Team2 
2.15 
3.6 
2.7 
For example, let us suppose that the match ended with a 1:0 score. The score of the match modified by handicap (0:1) (imaginary) will be 1:1, based on which the bets on X (draw) will win, and the bets on W1 and W2 will be considered to be lost (Table 2).
Let us suppose that the match ended with a 1:1 score. The score of the match modified by handicap (0:1) (imaginary) will be 1:2, based on which the bets on W2 (win of the second team) will win, and the bets on W1 and X will be considered to be lost (Table 2).
Let us suppose that the match ended with a 3:1 score. The score of the match modified by handicap (0:1) (imaginary) will be 3:2, based on which the bets on W1 (win of the first team) will win, and the bets on X and W2 will be considered to be lost (Table 2).
Let us suppose that the current score of the match is (0:0), the handicap – (1:0). In this case the imaginary (modified by handicap) score of the match will be (1:0), based on which there may be bets on the outcome of the match according to the odds in table 3:
Table 3: the current score (0:0), handicap (1:0)
N 
Date 
Event 
W1 
X 
W2 
1 
01/01/11 
Team1 – Team2 
1.18 
5.8 
11 
For example, let us suppose that the match ended with a score 1:0. The score of the match modified by handicap (1:0) (imaginary) will be 2:0, based on which the bets on W1 (win of the first team) will win, and the bets on X and W2 will be considered to be lost (Table 3).
Let us suppose that the match ended with a score 1:1. The score of the match modified by handicap (1:0) (imaginary) will be 2:1, based on which the bets on W1 (win of the first team) will win, and the bets on X and W2 will be considered to be lost (Table 3).
Let us suppose that the match ended with a score 1:3. The score of the match modified by handicap (1:0) (imaginary) will be 2:3, based on which the bets on W2 (win of the second team) will win, and the bets on W1 and X will be considered to be lost (Table 3).
4.6.3. Bets on the total number of goals scored, points earned, games played, etc. by the participant(s) of the event.
In the program this number is called “total”, which is offered with two outcomes: over and under. In case of coincidence with the total the bet amount is refunded. In case of a bet placed on the total being even or odd the result 0:0 (zerozero) is considered even.
4.6.4. Bets on the time when a certain event will take place
E.g. when the first corner, first goal, etc. will take place. The seconds are not taken into account for calculating the bets. E.g. if the first goal was scored at 10 min. 07 sec. it is considered to be 11th min., 10min. 59 sec. is considered 11th min., and 11 min. 00 sec. is considered 12th min.
4.6.5. Bets on win in competitions or qualifying for the next round.
4.6.6. At Organizer’s discretion other kinds of betting may be offered.
4.6.7. There may be bets offered for predicting the outcomes of two and more events.
Example 1: win of the first team and total over 2.5 goals,
Example 2: the first team will win, the number of cautions (yellow cards) will be over 3.5 and the number of corner kicks will be under 10, etc.,
Example 3: the first team will kick off, the second team will score the first goal and the match will end in a draw.
The bet is considered to be won if the outcomes of all the included events have been predicted correctly.
The bet is refunded if at least one of the outcomes of the included event is refunded, and the others are considered to be won.
Suppose:
In example 1 the match was interrupted on the 15th minute of the match when the score was 2:1 and wasn’t continued (the match was considered to be incomplete),
In example 2 the match ended with a score 1:0, the number of cautions (yellow cards) is 5, and the number of corner kicks – 10.
4.7 Bets on football
In football matches bets are accepted on regular time unless specified otherwise in the program. Compensated time is referred to the regular time of the corresponding halftime or fulltime and considered to be the 45th or 90th min.
Examples:
N 
Date 
Event 
W1 
X 
W2 
1X 
12 
X2 
H1 
Odds 1 
H2 
Odds 2 
Total 
Over 
Under 
1 
14/04/2006 17:00 
Belgium England 
4.5 
3.15 
1.5 
2.5 
1.3 
1.15 
1.5 
1.8 
1.5 
1.9 
2.5 
1.85 
1.85 
The match ended with a 2:3 score (first half  2:1)
N 
Date 
Event 
W1 
X 
W2 
1X 
12 
X2 
H1 
Odds 1 
H2 
Odds 2 
Total 
Over 
Under 
1 
24/03/2006 19:00 
Czech Rep. Denmark 
1.75 
3.15 
4 
1.2 
1.31 
1.95 
0.5 
1.75 
0.5 
1.95 
2.5 
1.95 
1.75 
The match ended with a score 1:0 (first half  0:0)
As an example let’s take 1,000 AMD conditional amount.
Bets on the actual result of the event
Win of the first team (participant) of the event (“W1” column in the line).
In the first example the bet is lost, and in the second example – won. In the second example the bet on win of Czech Republic won 1,000 x 1.75 = 1,750 AMD. The profit is 750 AMD: 1,750 – 100 = 750 (this is acceptable for all the examples).
Draw (column “X” in the line).
In both examples the bets are lost. In case of draw the bet would won 1,000 x 3.15 = 3,150 AMD.
Win of the second team (participant) of the event (column “W2” in the line).
In the second example the bet is lost, and in first example the bet on win of England won 1.000 x 1.5 = 1,500 AMD.
The first team (participant) of the event will not lose (column “1X” in the line).
In the first example the bet is lost, and in the second example – is won. In the second example the bet on win of Czech Rep. won 1,000 x 1.2 = 1,200 AMD.
Any of the teams (participants) of the event will win (column “12” in the line). In both examples the bets are won, and the bet on each one won 1,000 x 1.3 = 1,300 AMD.
 The second team (participant) of the event will not lose (column “X2” in the line).
In the second example the bet is lost, and in first example the bet on England won 1,000 x 1.15 = 1,150 AMD.
Bets on win of the participant of the event with the handicap taken into account
 Win of the first team (participant) of the event with the handicap taken into account (the handicap appears in the column “H1” of the line, and the odds  in the column “Odds1”).
In the first example the bet is won, as the result of the match with the handicap taken into account will be 3.5:3, and the winning amount will be 1,000 x 1.8 = 1,800 AMD. In the second example the bet amount is refunded, as the result of the match with the handicap taken into account will be 0:0.
Win of the second team (participant) of the event with the handicap taken into account (the handicap appears in the column “H2” of the line, and the odds – in the column “Odds2”).
In both examples the bets are lost, as in the first example the result of the match with the handicap taken into account will be 2:1.5, and in the second example – 1:0.5.
In football matches buying of handicap with half a goal is also offered. In this case the odds are reduced accordingly.
In the first example the bet on Belgium with buying half a goal means bet on the win of Belgium with a handicap 2 and odds 1.4. Such bet is won and the winning amount will be 1,000 x 1.4 = 1,400 AMD, as the result of the match with the handicap taken into account is 4:3. In the second example the bet on Czech Republic with buying half a goal means bet on the win of Czech Republic with a handicap 0.5 and odds 1.6. Such bet is also won, as the result of the match taking into account the handicap is 0.5:0, and the winning amount will be 1,000 x 1.6 = 1,600AMD. In the first example the bet on England with buying half a goal means bet on the win of England with a handicap 1 and odds 1.6. Such bet amount is refunded, as the result of the match with the handicap taken into account is 2:2. In the second example the bet on Denmark with buying half a goal means bet on win of Denmark with a handicap 1 and odds 1.7. Such bet amount is also refunded, as the result of the match taking into account the handicap is 1:1.
Bets on the total number of goals scored, points earned, games played, etc. by the participant(s) of the event.
The total number of match goals is over the specified number (the total number of goals appears in the column “Total” of the line, and the odds – in the column “Over”).
In the first example the bet is won, as the total number of the match goals 5 (2+3) is over the total 5 > 2.5, the winning amount will be 1,000 x 1.85 = 1,850 AMD. In the second example the bet is lost.
The total number of match goals is under the specified number (the total number of goals appears in the column “Total” of the line, and the odds – in the column “Under”).
In the first example the bet is lost, and in the second example – won, as the total number of the match goals 1 (1+0) is under the total 1 < 2.5, the winning amount will be 1,000 x 1.75 = 1,750 AMD.
The total number of match goals is even or odd (score 0:0 is considered even).
Bets on the scored goals in the halves (in which half more goals will be scored)
The following 3 variants are offered:
a) In the second half more goals will be scored than in the first half: 1 < 2 (the second example’s bet is won).
b) The same number of goals in both halves: 1 = 2 (e.g. when the match ends with a score 0:0).
c) In the first half more goals will be scored than in the second half 1>2 (the first example’s bet is won).
Bets on the score of the match
It is offered to choose the correct score of the match according to the probable variants included in the program. In case of choosing all the other probable scores not included in the program outcome “any other score” of the event is offered.
Bets on the result of the halftime and fulltime
It is offered to predict the result of the halftime and fulltime at the same time. The following 9 variants are possible:
W1W1 – win of first team in halftime and fulltime,
W1X  win of first team in halftime and draw in fulltime,
W1W2  win of first team in halftime and win of second team in fulltime (as in the example “Belgium  England”),
XW1 – Draw in halftime and win of first team in fulltime (as in the example “Czech Rep.  Denmark”),
XX – Draw in in halftime and fulltime,
XW2 – Draw in halftime and win of second team in fulltime,
W2W1  win of second team in halftime and win of first team in fulltime,
W2X  win of second team in halftime and draw in fulltime,
W2W2  win of second team in halftime and fulltime.
It is offered to predict if the first team will score in the match or not, if the second team will score or not, if both teams will score, or if at least one of them will not score or at least one of them will score, if any goals will be scored or not in the first half, if any goals will be scored or not in the second half.
It is offered to predict which team will score the first goal in the match, in which offered period of time the first goal will be scored (the interval of minutes is indicated inclusive), how the first goal will be scored  from game not with head, with head, from a free kick, from a penalty spot, or own goal). If the match ends with a score 0:0, the bets are considered to be lost.
it is offered to predict which team will score the second goal in the match, in which offered period of time the second goal will be scored (the interval of minutes is indicated inclusive).
If the match ends with a score 0:0, 0:1 or 1:0, the bets are considered to be lost.
it is offered to predict which team will score the last goal in the match, in which offered period of time the last goal will be scored (the interval of minutes is indicated inclusive):
If the match ends with a score 0:0, the bets are considered to be lost.
Own goal is the goal scored into the own goal. The own goal is considered to be on behalf of the team in favour of which the goal was recorded.
 It is offered to predict if there will be a penalty kick in the match or not.
 It is offered to predict if there will be a sendoff (red card) in the match or not.
 It is offered to predict if the number of cautions (yellow cards) will be over or under the offered total, which team’s player will be cautioned first in the match (in case the event in both teams is recorded at the same minute according to the report of the match, the bet is calculated by odds “1”), if there will be no caution, in which offered period of time a player of any team will be cautioned first (the interval of minutes is indicated inclusive). If a player was sent off after two cautions, during calculating the bets associated with cautions only one of them is taken into account.
When calculating bets associated with sending off and cautions only those cards are taken into account which were shown to the players directly involved in the match at that moment.
 It is offered to predict if the number of substitutions in the match will be over or under the offered total.
 It is offered to predict which team will make the first substitution in the match (in case according to the report of the match the event is recorded at the same minute for both teams, the bet amount is refunded), in which offered period of time one of the teams will make the first substitution (the interval of minutes is indicated inclusive), if the substitute will score in the match or not. If there is no bet offered on no substitutions in the match, in case of no substitutions made by the teams the bet is calculated by odds “1”.
 It is offered to predict if the number of corner kicks in the match will be over or under the offered total.
 It is offered to predict which team will take the first corner in the match, in which offered period of time the first corner will be taken. If there is no bet offered on no corners in the match, in case of no corners taken by the teams the bet is calculated by odds “1”.
 It is offered to predict if the number of free kicks in the match will be over or under the offered total.
 It is offered to predict if the number of offsides in the match will be over or under the offered total.
 It is offered to predict if the time of ball possession by the first team, expressed in percentage, will be over or under the offered number (percentage).
 It is offered to predict if the specified player will score into the rival’s goal or not. If the specified player does not play at all (does not participate in the match) the bet is calculated by odds “1”.
The own goal isn’t taken into account.
 It is offered to predict if there will be:
a) A double – two goals scored by the same player,
b) A hattrick – three goals scored by the same player,
c) A poker  four goals scored by the same player
The outcomes of these events are calculated in the following way: the prediction of the bet on hattrick does not also mean prediction of the bet on double, or the prediction of the bet on poker does not also mean prediction of the bets on double and/ or hattrick.
 It is offered to predict if the team will win having been behind, or not. The bet is considered won if the team had the first goal scored in its goal but in the end won the match.
 It is offered to predict which team will kick off the match. When calculating bets (including online bets) on the outcomes of this event the following information sources are taken as a basis:
a) The TV channels indicated by the organizer,
b) The websites indicated by the organizer,
c) The information provided by the official organizer or organizers of the match.
If the outcome of this event is not determined based on the abovementioned information sources the bets are calculated by odds “1” (one).
 It is offered to predict how many minutes the referee will add to the regular time of the match.
The bets placed on this event are calculated in the following way:
 According to the time (minutes) shown by reserve referee on the light board.
 According to the information about the added time shown on TV.
 If at least one of the abovementioned variants does not appear on the screen, the bets on this event are calculated by odds “1”.
 If the added time shown differs from the actually played added time, the added shown time is taken into account.
 If the information about the added time shown on TV or by reserve referee on the light board is changed afterwards for some reason (increased or decreased), the bets are calculated according to the initially (first) shown information.
 Bets are also accepted on other probable events in football matches, which will be offered in the program.
4.8 Bets on hockey and bandy
In matches of Russian Championship and NHL bets are accepted with additional tome (overtime) taken into account, except for the cases specified in the offered line. In NHL playoff matches or other championships that do not allow a draw, the participant is warned beforehand that only bets on regular playing time are accepted. Bets on hockey matches in the championships of other countries or world championships and bets on bandy are only accepted with regular taken into account (without overtimes), except for the cases specified in the program.
The following kinds of bets can be placed on the outcome of hockey match:
Win of the first team (participant) of the event (column“W1” in the line).
Draw (column “X” in the line).
Win of the second team (participant) of the event (column “W2” in the line).
The first team (participant) of the event will not lose (column “1X” in the line).
Any of the teams (participants) of the event will win (column “12” in the line)
The second team (participant) of the event will not lose (column “X2” in the line).
Bets on win of the participant of the event with the handicap taken into account:
Win of the first team (participant) of the event with the handicap taken into account (the handicap appears in the column “H1” of the line, and the odds – in the column “Odds1”).
Win of the second team (participant) of the event with the handicap taken into account (the handicap appears in the column “H2” of the line, and the odds  in the column “Odds2”).
In hockey matches buying of handicap with half a goal is also offered. In this case the odds are reduced accordingly.
Bets on the total number of goals scored, points earned, games played, etc. by the participant(s) of the event:
The total number goals in matches is over the specified number (the total number of goals appears in the column “Total” of the line, and the odds  in the column “Over”).
The total number of goals in matches is under the specified number the total number of goals appears in the column “Total” of the line, and the odds  in the column “Under”).
In hockey matches buying of total is offered as well. In this case the odds are reduced accordingly.
The total number of match goals is even or odd (score 0:0 is considered even).
Bets on the result of the first period and entire match.
It is offered to predict the result of the first period and entire match at the same time. The following 9 variants are possible:
W1W1  win of first team in the first period and entire match,
W1X  win of first team in the first period and draw in the entire match,
W1W2  win of first team in the first period and win of second team the entire match,
XW1  draw in the first period and win of first team in the entire match,
XX  draw in the first period and entire match,
XW2  draw in the first period and win of second team in the entire match,
W2W1  win of second team in the first period and win of first team the entire match,
W2X  win of second team in the first period and draw in the entire match,
W2W2  win of second team in the first period and entire match.
It is offered to predict which team will score the first goal, in which offered period of time the first goal will be scored (the interval of minutes is indicated inclusive).
Bets are also accepted on other probable events in hockey matches, which will be offered in the program.
4.9 Bets on basketball
All the bets in basketball are similar to the bets in football, except the fact that the result in basketball is determined with the extra time (overtime) taken into account. Exceptions are the events for which there is draw  “X” outcome offered in the program. In that case the regular time of the match is taken as a basis for calculating bets.
The following kinds of bets can be placed on basketball:
Win of the first team (participant) of the event (column“W1” in the line).
Draw (column” in the line).
Win of the second team (participant) of the event (column“W2” in the line).
Win of the first team (participant) of the event taking into account the handicap (the handicap appears in the column “H1” of the line, and the odds  in the column “Odds1”).
Win of the second team (participant) of the event with the handicap taken into account ((the handicap appears in the column “H2” of the line, and the odds  in the column “Odds2”).
 It is allowed in basketball to increase the positive and decrease the negative handicap. In that case the odds are reduced accordingly.
The total number of match points is over the specified number (the total number of points appears in the column “Total” of the line, and the odds  in the column “Over”).
The total number of match points is under the specified number (the total number of points appears in the column “Total” of the line, and the odds  in the column “Under”).
It is also allowed to change the number of the total in case of “over” (to decrease the total number of points), and in case of “under” (to increase it the total number).
Bets are accepted on if the total points of the match will be even or odd.
The above mentioned all bets can also be settled for each quarter. The company can also accept bets on overtime (if there is such) during Online games.
Bets are also accepted on other probable events in basketball, which will be offered in the program.
4.10 Bets on tennis
A tennis match is considered started if at least one point has been played.In case one of the participants is disqualified for any reason in the started tennis match, or refuses to play, or is unable to continue the match (the match ends untimely) all bets (including online bets) are calculated as follows: bets (including bets placed on statistical data  total of the ace, total of double falls, etc.) which are definitely considered to have taken place at the moment of the termination of the match based on the actual registered result (according to the format of the match), are subject to calculation. The rest of the bets are refunded (the bets are calculated by odds “1”).
Bets placed on the result of the match to be “W1”, “W2” are subject to calculation if the first set was played in full and completed, and the participant has refused to continue the match after the termination of the first set. The participant is considered to have lost if he is disqualified for any reason, refuses to play or is unable to continue the match. If the match is stopped (terminated untimely) until the end of the first set, the bets placed on the result of the match to be “W1”, “W2” are refunded (calculated by odds “1”).
Suppose the participant refuses to continue the match when the score is 4:4 (15:0). In this case the “W1”, “W2” bets placed on first set, first set total 10.5, first set total 12.5, first set handicap 1.5, first set handicap 1.5, match “W1”, “W2”, match total 21.5, match handicap 3.5, match handicap 3.5, even or odd of the total of set and match are subject to refund (calculated by odds “1”).
All the bets placed on first set total 6.5, first set total 7.5, first set total 8.5, first set total 9.5, first set handicap 2.5, first
set handicap 3.5, first set handicap 4.5, first set handicap 5.5, first set handicap 2.5, first set handicap 3.5, first set handicap 4.5, first set handicap 5.5, bets placed on the result of the 18 games of the first set, are subject to calculation. Bets placed on “W1”, “W2” of 9th game of the first set are subject to be refunded, bets placed on “W1”, “W2” of the first point of the 9th game are subject to calculation.
In case of incorrectly specified number of sets in the match the bet amount on handicap and total is refunded. The bet on the result of the match remains valid.
Wrong indication of court coverage in any championship cannot be basis for considering the bet void.
If a tennis match has been delayed or interrupted, the bets (including Online bets) remain valid up to the end of the tournament to which it refers until the match continues or one of the players refuses to continue.
If one of the tennis players refuses to participate in the match before it starts, or is unable to participate, or is disqualified, the bets on that match are refunded (calculated by odds “1”).
In tennis handicap and total are indicated in games.
If “super tie break” is played in the decisive set of the tennis match, then handicap and total are calculated by points.
The following kinds of bets can be placed on a tennis match:
 Win of the first participant of the event (column “W1” in the line)
 Win of the second participant of the event (column “W2” in the line):
 Win of the first participant of the event with the handicap taken into account (the handicap appears in the column “H1” of the line, and the odds  in the column “Odds1”).
 Win of the second participant of the event with the handicap taken into account (the handicap appears in the column “H2” of the line, and the odds  in the column “Odds2”).
 The number of games is over the specified number (the total number of games appears in the column “Total” of the line, and the odds  in the column “Over”).
 The number of games is under the specified number (the total number of games appears in the column “Total” of the line, and the odds  in the column “Under”).
 Bets on the correct score in a tennis match (all the unfinished games and sets are in favor of the winner). The corresponding columns in the line are marked as 2:0, 2:1.
The Organizer at its sole discretion may set bets on other probable events in tennis, for example: total of the ace, total of double falls, total of tiebreak.
4.11 Bets on volleyball
The handicap and total for a volleyball match are specified in points.
The following kinds of bets can be placed on volleyball:
Win of the first team (participant) of the event (column“W1” in the line).
Win of the second team (participant) of the event (column“W2” in the line).
Win of the first team (participant) of the event with the handicap taken into account (the handicap appears in the column “H1” of the line, and the odds  in the column “Odds1”).
Win of the second team (participant) of the event with the handicap taken into account ((the handicap appears in the column “H2” of the line, and the odds  in the column “Odds2”).
The number of match points is over the specified number (the total number of points appears in the column “Total” of the line, and the odds  in the column “Over”).
 The number of match points is under the specified number (the total number of points appears in the column “Total” of the line, and the odds  in the column “Under”).
Bets on a certain score in a volleyball match. The corresponding columns in the line are accordingly marked as 3:0, 3:1, etc.
Bets are also accepted on other probable events in volleyball, which will be offered in the program.
4.12 Bets on auto racing
The rules of accepting bets in auto racing:
a) The warm up lap is included in the racing,
b) If both drivers are out of the race the winner in the pair is the driver who has passed more laps,
c) If the driver is classified, he has finished the race.
The following kinds of bets can be placed on auto racing:
Win of the driver in the race.
The driver will take places from 1 to 3 inclusive.
The driver will finish the race (will be classified).
The driver will not finish the race (will not be classified).
The driver will have the fastest lap of the race.
The first driver will take a higher place than the second one in the final report (the column “1” of the line).
The second driver will take a higher place than the first one in the final report (the column “2” of the line):
Bets are also accepted on other probable events in auto racing, which will be offered in the program.
4.13 Bets on baseball
Bets are accepted on the final result of a match with all the probable additional periods (innings) taken into account. If the match has been postponed or moved to another day the bet amount is refunded. If two similar matches included in the program of the day have taken place on the same day, the result of the first one is taken into account. If the match has started and has not been completed the bets are calculated according to the paragraph 4.5.9 of these regulations.
The following kinds of bets can be placed on baseball:
Win of the first team (participant) of the event (column “W1” in the line).
Win of the second team (participant) of the event (column “W2” in the line).
Win of the first team (participant) of the event with the handicap taken into account (the handicap appears in the column “H1” of the line, and the odds  in the column “Odds1”).
Win of the second team (participant) of the event with the handicap taken into account the handicap appears in the column “H2” of the line, and the odds  in the column “Odds2”).
The number of match points is over the specified number (the total number of points appears in the column “Total” of the line, and the odds  in the column “Over”).
 The number of match points is under the specified number (the total number of points appears in the column “Total” of the line, and the odds  in the column “Under”).
Bets are accepted on if the total points of the match will be even or odd.
Bets are also accepted on other probable events in baseball, which will be offered in the program.
4.14 Bets on snooker
In the entire match the handicap and total are specified in frames, in separate frames – in points. According to the rules of snooker a stalemate may appear in the frame, in that case the frame is replayed by the decision of the referee. In such cases the bets placed on the frame are calculated by odds “1” (one). Other information about the match – the events, the time when they take place, probable outcomes which are given odds by the organizer, the type and kind of bets, etc., is indicated in the program.
4.15 Bets on TV game “What? Where? When?”
According to the rules of TV game “What? Where? When?” the experts may use the right of ''Decisive round'', in that case the game ends with a score 6:0 or 0:6. In such cases the bets on win are calculated according to the final result, as for the handicap and total they are calculated according to the number of asked questions (rounds played). Other information about the game – the events, the time when they take place, probable outcomes which are given odds by the organizer, the type and kind of bets, etc. is indicated in the program.
4.16. Bets on “Dog and horse racing, motorsport racing”
Bets are accepted on the final results of the race by the following versions:
The selected participant will occupy the first place (will be recognized as the winner of the race),
The selected participant will occupy the first or the second places,
The selected participant will occupy the first, second or third places,
The selected participants will occupy the first and the second places according to the indicated sequence (winning couple),
The selected participants will occupy the first, second and third places according to the indicated sequence (winning triplet).
4.17 Bets on 7/42 game (TV Games)
7/42 (seven out of forty two) game is based on random drawing (pullout, choice) of black and yellow balls numbered from 1 to 42. Games are held daily every 5 minutes in real time. During the game the lottery drum randomly draws one by one 7 balls out of 42 (forty two) black and yellow balls. The game is live broadcasted on the internet in real time. Every game has a serial number. Bets can be placed in betshops and on the internet, on offered events and with according odds. In case of correct prediction of the outcome of the event the winning amount is determined by multiplying bet amount by the odds of the event. It is impossible to combine more than 1 event while placing a bet (1 bet – 1 event).
Bets on the following outcomes can be placed on 7/42 game:
 Ball with chosen number will be drawn
 Ball with chosen number will not be drawn
 Two balls with chosen numbers will be drawn
 Three balls with chosen numbers will be drawn
 Four balls with chosen numbers will be drawn
 More balls with odd numbers will be drawn
 More balls with even numbers will be drawn
 The sum of drawn balls’ numbers will be odd
 The sum of drawn balls’ numbers will be even
 The number of the first drawn ball will be even
 The number of the last drawn ball will be odd
 The number of the last drawn ball will be even
 The numbers of first two drawn balls will be odd
 The numbers of first two drawn balls will be even
 The number of the first drawn ball will be even, and the number of the second one – odd
 The number of the first drawn ball will be odd, and the number of the second one – even
 The number of the first drawn ball will be odd, and the number of the last one –even
 The number of the first drawn ball will be even, and the number of the last one – odd
 The first drawn ball will be yellow
 The first drawn ball will be black
 The last drawn ball will be yellow
 The last drawn ball will be black
 More yellow ball will be drawn
 More black ball will be drawn
 The first and the second drawn balls will be of the same colour
 The first and the second drawn balls will be of different colours
 The sum of drawn balls’ numbers will be under 100.5
 The sum of drawn balls’ numbers will be under 125.5
 The sum of drawn balls’ numbers will be over 125.5
 The sum of drawn balls’ numbers will be under 150.5
 The sum of drawn balls’ numbers will be over 150.5
 The sum of drawn balls’ numbers will be under 175.5
 The sum of drawn balls’ numbers will be over 175.5
 The sum of drawn balls’ numbers will be over 200.5
 The sum of yellow drawn balls’ numbers will be under 73.5
 The sum of yellow drawn balls’ numbers will be будет over 73.5
 The sum of black drawn balls’ numbers will be under 73.5
 The sum of black drawn balls’ numbers will be over 73.5
 The amount of yellow drawn balls will be under 3.5
 The amount of yellow drawn balls will be over 3.5
 The amount of yellow drawn balls will be under 2.5
 The amount of yellow drawn balls will be over 2.5
 The amount of yellow drawn balls will be under 1.5
 The amount of yellow drawn balls will be over 1.5
 No yellow balls will be drawn
 The amount of black drawn balls will be under 3.5
 The amount of black drawn balls will be over 3.5
 The amount of black drawn balls will be under 2.5
 The amount of black drawn balls will be over 2.5
 The amount of black drawn balls will be under 1.5
 The amount of black drawn balls will be over 1.5
 No black balls will be drawn
 7 yellow balls will be drawn
 Only 6 yellow balls will be drawn
 Only 5 yellow balls will be drawn
 Only 4 yellow balls will be drawn
 Only 3 yellow balls will be drawn
 Only 2 yellow balls will be drawn
 Only 1 yellow ball will be drawn
 7 black balls will be drawn
 Only 6 black balls will be drawn
 Only 5 black balls will be drawn
 Only 4 black balls will be drawn
 Only 3 black balls will be drawn
 Only 2 black balls will be drawn
 Only 1 black ball will be drawn
 None of 7 balls with chosen numbers will be drawn
 At least 1 out of 7 balls with chosen numbers will be drawn
 At least 2 out of 7 balls with chosen numbers will be drawn
 At least 3 out of 7 balls with chosen numbers will be drawn
 At least 4 out of 7 balls with chosen numbers will be drawn
 At least 5 out of 7 balls with chosen numbers will be drawn
4.18 Bets on 5/36 game (TV Games)
5/36 (five out of thirty six) game is based on random drawing (pullout, choice) of blue, green, read and white balls numbered from 1 to 36. Games are held daily every 5 minutes in real time. During the game the lottery drum randomly draws one by one 5 balls out of 36 (thirty six) balls. The game is live broadcasted on the internet in real time. Every game has a serial number.
Bets can be placed in betshops and on the internet, on offered events and with according odds. In case of correct prediction of the outcome of the event the winning amount is determined by multiplying bet amount by the odds of the event. It is impossible to combine more than 1 event while placing a bet (1 bet – 1 event).
Bets on the following outcomes can be placed on 5/36 game:
 The ball with chosen number will be drawn
 The ball with chosen number will not be drawn
 Two balls with chosen numbers will be drawn
 Three balls with chosen numbers will be drawn
 More balls with odd numbers will be drawn
 More balls with even numbers will be drawn
 The sum of drawn balls’ numbers will be odd
 The sum of drawn balls’ numbers will be even
 The sum of drawn balls’ numbers will be under 92.5
 The sum of drawn balls’ numbers will be over 92.5
 At least 1 white ball will be drawn
 No white balls will be drawn
 The amount of white drawn balls will be over 1.5
 The amount of white drawn balls will be under 1.5
 The amount of white drawn balls will be over 2.5
 The amount of white drawn balls will be under 2.5
 The amount of white drawn balls will be over 3.5
 5 white balls will be drawn
 At least 1 green ball will be drawn
 No green balls will be drawn
 The amount of green drawn balls will be over 1.5
 The amount of green drawn balls will be under 1.5
 The amount of green drawn balls will be over 2.5
 The amount of green drawn balls will be under 2.5
 The amount of green drawn balls will be over 3.5
 5 green balls will be drawn
 At least 1 red ball will be drawn
 No red balls will be drawn
 The amount of red drawn balls will be over 1.5
 The amount of red drawn balls will be under 1.5
 The amount of red drawn balls will be over 2.5
 The amount of red drawn balls will be under 2.5
 The amount of red drawn balls will be over 3.5
 5 red balls will be drawn
 At least 1 blue ball will be drawn
 No blue balls will be drawn
 The amount of blue drawn balls will be over 1.5
 The amount of blue drawn balls will be under 1.5
 The amount of blue drawn balls will be over 2.5
 The amount of blue drawn balls will be under 2.5
 The amount of blue drawn balls will be over 3.5
 5 blue balls will be drawn
 Only 1 white ball will be drawn
 More than 1 white balls will be drawn
 Only 2 white balls will be drawn
 More than 2 white balls will be drawn
 Only 3 white balls will be drawn
 More than 3 white balls will be drawn
 Only 4 white balls will be drawn
 Only 1 green ball will be drawn
 More than 1 green balls will be drawn
 Only 2 green balls will be drawn
 More than 2 green balls will be drawn
 Only 3 green balls will be drawn
 More than 3 green balls will be drawn
 Only 4 green balls will be drawn
 Only 1 red ball will be drawn
 More than 1 red balls will be drawn
 Only 2 red balls will be drawn
 More than 2 red balls will be drawn
 Only 3 red balls will be drawn
 More than 3 red balls will be drawn
 Only 4 red balls will be drawn
 Only 1 blue ball will be drawn
 More than 1 blue balls will be drawn
 Only 2 blue balls will be drawn
 More than 2 blue balls will be drawn
 Only 3 blue balls will be drawn
 More than 3 blue balls will be drawn
 Only 4 blue balls will be drawn
 At least 3 balls of the same colour will be drawn
 At least 4 balls of the same colour will be drawn
 5 balls of the same colour will be drawn
 More white and green balls than red and blue ones will be drawn
 More white and red balls than green and blue ones will be drawn
 More white and blue balls than green and red ones will be drawn
 More white balls than green ones will be drawn
 More green balls than white ones will be drawn
 There will be equal amount of drawn white and green balls
 More white balls than red ones will be drawn
 More red balls than white ones will be drawn
 There will be equal amount of white and red balls
 More white balls than blue ones will be drawn
 More blue balls than white ones will be drawn
 There will be equal amount of white and blue balls
 More green balls than red ones will be drawn
 More red balls than green ones will be drawn
 There will be equal amount of green and red balls
 More green balls than blue ones will be drawn
 More blue balls than green ones will be drawn
 There will be equal amount of green and blue balls
 More red balls than blue ones will be drawn
 More blue balls than red ones will be drawn
 There will be equal amount of red and blue balls
4.19 Bets on Game of Dice (TV Games)
"Game of Dice" is a game during which the presenter throws 5 dice (each has 4 faces with dots from 1 to 6) out of the dice cup and onto the playing table. Bets are placed on the result of the throw as is described below.
Games are held daily every 5 minutes in real time.
The game is live broadcasted in real time.
Every game has a serial number.
Bets can be placed in betshops and on the internet, on offered events and with according odds.
In case of correct prediction of the outcome of the event the winning amount is determined by multiplying bet amount by the odds of the event. It is impossible to combine more than 1 event while placing a bet (1 bet – 1 event).
Bets can be place on the following outcomes of the events in the Game of Dice:
 At least 1 pair will be scored
 At least 2 different pairs will be scored
 At least 3 same results (scores) will be scored
 A “row’ of 1 to 5 results will be scored
 A “row” of 2 to 6 will be scored
 All 5 results will differ from one another
 At least 3 different results and 1 pair will be scored
 At least 4 same results will be scored
 At least 5 same results will be scored
 Only 1 pair of chosen numbers will be scored
 The chosen number will be scored with exactly 3 dice
 The chosen number will be scored
 The chosen number will not be scored
 The sum of all scores will be under 17.5
 The sum of all scores will be over 17.5
 The sum of all scores will be under 13.5
 The sum of all scores will be over 13.5
 The sum of all scores will be under 21.5
 The sum of all scores will be over 21.5
 The sum of all scores will be under 10.5
 The sum of all scores will be over 10.5
 The sum of all scores will be under 24.5
 The sum of all scores will be over 24.5
 More dice with odd scores will be rolled
 More dice with even scores will be rolled
 4 odd and 1 even result will be scored
 4 even and 1 odd result will be scored
 All scores will be even
 All scores will be odd
4.20 Bets on "Toto Bingo" game
Games are held daily every 5 minutes in real time. During the game the lottery drum randomly draws one by one 90 (ninety) balls. The game is live broadcasted on the internet in real time. Every game has a serial number. The source of the game will be presented in bookmaker shops and (or) on the website.
Bets can be placed in betshops and on the internet, on offered events and with according odds. In case of correct prediction of the outcome of the event the winning amount is determined by multiplying bet amount by the odds of the event.
In “Toto Bingo” game bets can be place on the following outcomes:
1. All or fourteen, or thirteen, or twelve, or eleven, or ten, or nine, or eight, or seven, or six, or five numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 15 numbers (additionally, the organizer will establish odds for each coincidence)
2. All or thirteen, or twelve, or eleven, or ten, or nine, or eight, or seven, or six, or five numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 14 numbers (additionally, the organizer will establish odds for each coincidence)
3. All or twelve, or eleven, or ten, or nine, or eight, or seven, or six, or five, or four numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 13 numbers (additionally, the organizer will establish odds for each coincidence)
4. All or eleven, or ten, or nine, or eight, or seven, or six, or five, or four numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 12 numbers (additionally, the organizer will establish odds for each coincidence)
5. All or ten, or nine, or eight, or seven, or six, or five, or four numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 11 numbers (additionally, the organizer will establish odds for each coincidence)
6. All or nine, or eight, or seven, or six, or five, or four numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 10 numbers (additionally, the organizer will establish odds for each coincidence)
7. All or eight, or seven, or six, or five, or four numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 9 numbers (additionally, the organizer will establish odds for each coincidence)
8. All or seven, or six, or five numbers, or four, or three out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 8 numbers (additionally, the organizer will establish odds for each coincidence)
9. All or six, or five, or four, or three numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 7 numbers (additionally, the organizer will establish odds for each coincidence)
10. All or five, or four, or three, or two numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 6 numbers (additionally, the organizer will establish odds for each coincidence)
11. All or four, or three, or two numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 5 numbers (additionally, the organizer will establish odds for each coincidence)
12. All or three, or two numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 4 numbers (additionally, the organizer will establish odds for each coincidence)
13. All or two numbers out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 3 numbers (additionally, the organizer will establish odds for each coincidence)
14. All or one number out of the numbers of 21 first balls drawn from the lottery drum will coincide with chosen 2 numbers (additionally, the organizer will establish odds for each coincidence)
15. One chosen number will coincide with one of the numbers of 21 first balls drawn from the lottery drum
16. Three out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 67), will be even
17. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 67), there will be 2 even and 1 odd out of 3
18. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 67), there will be 1 even and 2 odd out of 3
19. Three out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 67), will be odd
20. Four out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 66), will be even
21. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 66), there will be 3 even and 1 odd out of 4
22. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 66), there will be 2 even and 2 odd out of 4
23. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 66), there will be 1 even and 3 odd out of 4
24. Four out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 66), will be odd
25. Five out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 65), will be even
26. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 65), there will be 4 even and 1 odd out of 5
27. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 65), there will be 3 even and 2 odd out of 5
28. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 65), there will be 2 even and 3 odd out of 5
29. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 65), there will be 1 even and 4 odd out of 5
30. Five out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 65), will be odd
31. Six out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 64), will be even
32. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 64), there will be 5 even and 1 odd out of 6
33. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 64), there will be 4 even and 2 odd out of 6
34. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 64), there will be 3 even and 3 odd out of 6
35. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 64), there will be 2 even and 4 odd out of 6
36. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 64), there will be 1 even and 5 odd out of 6
37. Six out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 64), will be odd
38. Seven out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), will be even
39. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), there will be 6 even and 1 odd out of 7
40. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), there will be 5 even and 2 odd out of 7
41. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), there will be 4 even and 3 odd out of 7
42. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), there will be 3 even and 4 odd out of 7
43. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), there will be 2 even and 5 odd out of 7
44. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), there will be 1 even and 6 odd out of 7
45. Seven out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 63), will be odd
46. Eight out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), will be even
47. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), there will be 7 even and 1 odd out of 8
48. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), there will be 6 even and 2 odd out of 8
49. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), there will be 5 even and 3 odd out of 8
50. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), there will be 4 even and 4 odd out of 8
51. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), there will be 3 even and 5 odd out of 8
52. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), there will be 2 even and 6 odd out of 8
53. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), there will be 1 even and 7 odd out of 8
54. Eight out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 62), will be odd
55. Nine out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), will be even
56. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 8 even and 1 odd out of 9
57. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 7 even and 2 odd out of 9
58. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 6 even and 3 odd out of 9
59. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 5 even and 4 odd out of 9
60. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 4 even and 5 odd out of 9
61. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 3 even and 6 odd out of 9
62. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 2 even and 7 odd out of 9
63. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), there will be 1 even and 8 odd out of 9
64. Nine out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 61), will be odd
65. Ten out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), will be even
66. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 9 even and 1 odd out of 10
67. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 8 even and 2 odd out of 10
68. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 7 even and 3 odd out of 10
69. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 6 even and 4 odd out of 10
70. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 5 even and 5 odd out of 10
71. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 4 even and 6 odd out of 10
72. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 3 even and 7 odd out of 10
73. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 2 even and 8 odd out of 10
74. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), there will be 1 even and 9 odd out of 10
75. Ten out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 60), will be odd
76. Eleven out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), will be even
77. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 10 even and 1 odd out of 11
78. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 9 even and 2 odd out of 11
79. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 8 even and 3 odd out of 11
80. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 7 even and 4 odd out of 11
81. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 6 even and 5 odd out of 11
82. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 5 even and 6 odd out of 11
83. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 4 even and 7 odd out of 11
84. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 3 even and 8 odd out of 11
85. Of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), there will be 2 even and 9 odd out of 11
86. Eleven out of the numbers of first 70 balls drawn from the lottery drum, starting from n (n is a number from 1 to 59), will be odd
The organizer defines the bets from 1 to 15 as “Toto Blitz”, and the bets from 16 to 86 as “Bingo even and odd”.
4.21 Sportloto "5 out of 36"
"5 out of 36" is a dynamic game based on a random draw of balls numbered from 1 to 36.
Draws of the game run every 5 minutes daily in real time. During the game 5 winning balls out of 36 are randomly drawn.
The game is broadcasted in real time via Internet. Every game has its own serial number. The game source will be presented in Betshop and/or on the website provided for accepting bets. Bets can be made both in Betshops and via Internet according to the offered events and relevant odds. While making bets it’s impossible to combine several events. In case the prediction comes true the win amount is decided by multiplying the bet amount by the event odd. If more than one participant had 5 matched numbers and the total win amount exceeds 25 million AMD, each win amount is calculated in the following way:
[Bet amount] x [Event odd] x [25 mln] / [Total wins]
You can make bets on the following game outcomes of "5 out of 36":
 Five, four, three or two out of 10 chosen numbers will match the 5 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Five, four, three or two out of 9 chosen numbers will match 5 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Five, four, three or two out of 8 chosen numbers will match 5 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Five, four, three or two out of 7 chosen numbers will match 5 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Five, four, three or two out of 6 chosen numbers will match 5 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Five, four, three or two out of 5 chosen numbers will match 5 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
4.22 Sportloto "7 out of 42"
"7 out of 42" is a dynamic game based on a random draw of the balls numbered from 1 to 42.
Draws of the game run every 5 minutes daily in real time. During the game 7 winning balls out of 42 are randomly drawn.
The game is broadcasted in real time via Internet. Every game has its own serial number. The game source will be presented in Betshop and/or on the website provided for accepting bets. Bets can be made both in Betshops and via Internet according to the offered events and relevant odds. While making bets it’s impossible to combine several events.
In case the prediction comes true the win amount is decided by multiplying the bet amount by the event odd. If more than one participant had 7 matched numbers and the total win amount exceeds 50 million AMD, each win amount is calculated in the following way:
[Bet amount] x [Event odd] x [50 mln] / [Total wins]
You can make bets on the following game outcomes of "7 out of 42":
 Seven, six, five, four or three out of 14 chosen numbers will match the 7 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Seven, six, five, four or three out of 13 chosen numbers will match the 7 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Seven, six, five, four or three out of 12 chosen numbers will match the 7 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Seven, six, five, four or three out of 11 chosen numbers will match the 7 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Seven, six, five, four or three out of 10 chosen numbers will match the 7 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Seven, six, five, four or three out of 9 chosen numbers will match the 7 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
 Seven, six, five, four or three out of 8 chosen numbers will match the 7 balls drawn from the cylinders of the game machine (moreover, the organisator will set odds for each match).
4.23 Sportloto "Jackpot 7 out of 42"
Sportloto "Jackpot 7 out of 42" is a game based on the random draw of the balls numbered form 142.
Draws of the game run every 5 minutes daily in real time. During the game 7 out of 42 black and yellow balls are randomly drawn.
The game is broadcasted in real time via Internet. Every game has its own serial number. The game source will be presented in Betshop and/or on the website provided for accepting bets. Bets can be made both in Betshops and via Internet according to the offered events and relevant odds. While making bets it’s impossible to combine several events.
In case the prediction comes true the win amount is decided by multiplying 250 AMD by the event odd. If more than one participant had 7 matched numbers and the total win amount exceeds 50 million AMD, each win amount is calculated in the following way:
[50 mln] x [number of winners]
You can make bets on the following game outcomes of Sportloto "Jackpot 7 out of 42":
 Seven, six, five, four or three out of 12 chosen combinations consisting of 7 numbers (moreover, it’s possible to make 792 combinations with 12 numbers) will match the 7 balls drawn from the cylinders of the game machine (moreover the wins of every winning combination will be summon).
 Seven, six, five, four or three out of 11 chosen combinations consisting of 7 numbers (moreover, it’s possible to make 330 combinations with 11 numbers) will match the 7 balls drawn from the cylinders of the game machine (moreover the wins of every winning combination will be summon).
 Seven, six, five, four or three out of 10 chosen combinations consisting of 7 numbers (moreover, it’s possible to make 120 combinations with 10 numbers) will match the 7 balls drawn from the cylinders of the game machine (moreover the wins of every winning combination will be summon).
 Seven, six, five, four or three out of 9 chosen combinations consisting of 7 numbers (moreover, it’s possible to make 36 combinations with 9 numbers) will match the 7 balls drawn from the cylinders of the game machine (moreover the wins of every winning combination will be summon).
 Seven, six, five, four or three out of 8 chosen combinations consisting of 7 numbers (moreover, it’s possible to make 8 combinations with 8 numbers) will match the 7 balls drawn from the cylinders of the game machine (moreover the wins of every winning combination will be summon).
 Seven, six, five, four or three out of 7 chosen combinations consisting of 7 numbers (moreover, it’s possible to make 1 combination with 7 numbers) will match the 7 balls drawn from the cylinders of the game machine (moreover the wins of every winning combination will be summon).
4.24 Bets in the game “War of Bets”
“War of Bets” is a game based on a random drawing (taking out) of playing cards. These games are held every day, once a minute  in real time. The game is broadcast live, in real time. Each draw has its own serial number. The source of the game will be presented in the betshop and/or on the website provided for acceptance of bets. The official source of the broadcast is the site https://ru.tonybet.com/betgamestv.
Bets can be made in betshops and/or on the Internet – according to the offered events and their corresponding odds. In case of correct prediction of the event outcome, the winning amount is determined multiplying the bet amount by the odds provided for the event.
Game process
The dealer shuffles 6 decks of cards (each deck consists of 52 playing cards, in which there are 13 similar cards (2s, 3s, 4s, 5s, 6s, 7s, 8s, 9s, 10s, Jacks, Queens, Kings, Aces, wherein the cards are shown in ascending order: the 2 is the lowest card while the Ace is the highest one), consisting of 4 suits (spades, hearts, diamonds and clubs), and places them in the box. Each card has a unique line code, which is scanned by a special scanner installed on the table each time it is taken out of the box.
During each draw the dealer takes two cards out of the box and places them face up on the "Player" and "Dealer" sections of the table. The first card is always placed on the "Player" section.
The bet history is available on the “Results” page.
In the game “War of Bets” bets can be placed on the following outcomes:
1. The card on the "Dealer" section will be higher than the card on the "Player" section.
2. The card on the "Player" section will be higher than the card on the "Dealer" section.
3. The card on the "Player" section will be equal to the card on the "Dealer" section.
Special cases
Before the start of a draw, the box with playing cards can be replaced by another box with cards.
The drawing of a card can be canceled for the following reasons:
1) The cardreading equipment (scanner) didn’t read the card correctly, or the read information doesn’t match the card on the table.
2) The cards are not placed on the table in the correct sequence.
3) In case of technical problems (Internet connection failure, technical issues, dealer’s error).
4) There is a mark on the cards, or the card is damaged.
5) Because of a dealer’s error, the card falls off the table or isn’t visible on the screen.
6) There are cards face up in the deck of cards, and during shuffling, the figure or picture of a card became visible.
In case of cancellation, all the bets placed on the draw are cancelled and returned to the player with odds of 1.
The card may "burn" in the following cases:
 The dealer takes a card out of the box and shows it face up before the end of betting.
 The card can't be scanned, or the program doesn't read it for technical reasons.
In this case the dealer shows the card face up to all players and announces that the card must "burn". Then the dealer puts the card in a special box provided for the used cards and takes a new card out of the box, putting it in the place of the "burned" card.
4.25 Other bets
According to these regulations bets that are not indicated in these regulations can be offered. In that case, the program specifies the outcome (outcomes) of event (events) for which the organizer offers winning odds, with peculiarities of every event taken into account.
5. Promotions and bonuses
The Organizer provide bonuses and opportunity to participate in current promotions to those participants who use the Organizer’s services for enjoyment. Free bets, bonuses and access to promotions will be annulled or canceled for those players who abuses the spirit of such an offer. The Organizer reserves the right to annul a bonus at any time in case of abuse and close the abuser’s account immediately. “Abuse” includes but is not limited to opening several accounts in order to obtain several bonuses. First of all participants can withdraw bonus sums from the remaining deposits, after which only from the bonus amount of the gaming account. The Organizer reserves the right to annul the bonus given to the participant if the bonus was not used for betting. The Organizer also has a right to cancel bonuses and winnings from betting in the full or partial amount of the bonus sum, if the Organizer suspects the bonus has been abused.
The participant can receive or use only those offers that are available to him/her. The Organizer reserves the right to at any time and for any reason change the conditions of bonus distribution and the group of participants for whom bonuses are available. The Organizer also has a right by its sole discretion and at any time to offer a special bonus to a certain client or group of clients, to cancel bonus offer without any warning or compensation, to change the conditions of the bonus offer and/or to replace one bonus offer with another.
Within such promotions (including but not limited to “Cash Back”, “Welcome Deposit Bonus”, “Refer a friend” and “Free bets”) only 1 bonus is available for every email address, credit card and epayment account.
5.1. Bonus for Multi Bets with certain number of bets and certain odds
In order to increase the possible winning of the user, the organizer reserves the right to determine an additional multiplier for those multi bets that meet certain requirements. Such requirements can include some special bets, a certain minimal number of events in the Multi, the minimum odds of the events, as well as combinations of these conditions and/ or other conditions. In case of the requirements are met, user’s winning is multiplied by the additional multiplier. In some cases the organizer may define multi bet with certain fixed events, set the minimum amount of the stake and define the odds.
Example 1. For a Multi containing at least 10 events the Organizer has set an additional multiplier equal to 1.1, and for Multi containing at least 4 events with odds equal to at least 1.7 the Organizer has set an additional multiplier equal to 1.2.
Option 1: The User has selected multi bet containing 10 events with total odds of 20. In the event this multi wins, the winning will be multiplied by 1.1, which is the multiplier (for example, if the bet was 1,000 AMD, then the final winning will be 1,000 x 20 x 1.1 = 22,000 AMD).
Option 2: The User has selected multi containing 5 events each with odds of 2. The odds of multi is equal to 2 x 2 x 2 x 2 x 2 = 32. In the event this multi wins the winning will be multiplied by 1.2, which is the multiplier (for example, if the bet was 1,000 AMD, then the final winning will be 1,000 x 32 x 1.2 = 38,400 AMD).
Option 3: The user has chosen multi bet containing 10 events with odds of 2 for each event, the total odds is equal to 2 x 2 x 2 x 2 x 2 x 2 x 2 x 2 x 2 x 2 = 1024. This multi meets the conditions of both first and second Multi. In the event this multi wins the final winning will be multiplied by 1.2, which is the multiplier (for example, if the bet was 1,000 AMD, then the final winning will be 1,000 x 1,024 x 1.2 = 1,228,800 AMD.
Example 2: The Organizer has defined a multi containing 15 certain events and set the amount of the stake to be 1,000 AMD. In case of correct prediction for 15 events out of 15 the total odds for the Multi will be 1,000 AMD, in case of correct prediction for 14 out of 15 events the total odds will be 600, in case of correct prediction for 13 out of 15 events the total odds will be 300. In case of correct prediction for 3 and more events incorrectly, the multi bet will be lost.
In case of correct prediction for 15 events the participant will receive 1,000 x 1,000 = 1,000,000 AMD, by predicting 14 events 1,000 x 600 = 600,000 AMD and by predicting 13 events  1,000 x 300 = 300,000 AMD.
5.2. "Top Multi" bonus
By the Organizer’s discretion additional odds can be provided for the multi bet constructed from a certain combination of the outcomes of randomly chosen number of events. Such multi is called “Top Multi”. Thus, if we take into account the additional multiplied odds (which is defined by the organizer) the final odds of this multi will be higher than the sum of multiplied odds of the events of the multi. The events offered for “Top Multi” by the organizer can be chosen either from current or yet to be completed events. Several “Top Multis” can be available simultaneously. The number of outcomes of events in a “Top Multi” is defined by the organizer, and the changes made by the participant result in losing the multiplied odds. The Organizer sets the time period during which “Top Multi” is available, such multi can be added on the website and into the organizer system or deleted from the website and the system without previous notice. The Organizer can also define the minimal bet amount for “Top Multi”.
For example, the organizer declared the following outcomes of events to be “top Multi’:
Event 
Outcome of the event 
Winning odds 
Inter M – Ajax 
W1 
1.5 
Bayer L – Mainz 
X 
3 
Sharapova M – Ivanovich A 
W2 
2.5 
The additional multiplied odds for the Top Multi is 1.2, and the stake is 1,000 AMD.
In case the results of the three indicated events are correctly predicted by the participant, his/her win will be 1,000 x 1.5 x 3 x 2.5 x 1.2 = 13,500 AMD, where 1,000 AMD is the participant’s bet amount, 1.5, 3 and 2.5 are the odds of the according outcomes of the events, and 1.2 is the additional multiplied odds of the multi. As you can see in the equation, participant’s bet is multiplied by the according odds of all events and by the additional multiplied odds of the “Top Multi”.
5.3 Bonus odds for rebetting the win
In case of a winning bet the participant has a right to place another bet with the winning sum or its part, without making a deposit via cash or transfer. In this case the organizer has a right to define the additional multiplied odds that is only available for the winning bets. The Organizer can limit the number of such bets without additional multiplied odds, as well as change the group of such bets without previous notice. The organizer defines the additional multiplied odds which can be different for different bets and sports. The organizer can change the additional multiplied odds without previous notice.
For example, the participant placed a bet and won 1,000 AMD. At the moment of placing a new bet the organizer defined the additional multiplied odds for “Single” and “Multi” bets to be 1.1 and 1.2 accordingly.
Option 1: The participant has not withdrawn the winning amount and decides to place a new bet which is a single bet with odds 2.0. In case this new bet wins the total winning sum of the participant will be 1,000 x 2.0 x 1.1 = 2,200 AMD.
Option 2: The participant has not withdrawn the winning amount and decides to place a new bet which is a multi bet with odds 4.0. In case this new bet wins the total winning sum of the participant will be 1,000 x 4.0 x 1.2 = 5,000 AMD.
5.4. ReferaFriend promotion
ReferaFriend promotion is available if it is offered on the website, or on one or more language versions on the website. In case the promotion is made available, entry to the promotion is made via the promotion page which is clearly displayed on the website.
The bonus is applicable to existing users who have an Account (“Referrer”) and who refer a friend or colleague who does not and has never had an Account (“Referee”) to register on the website. Referrers are not permitted to refer a member of their family nor are they permitted to refer friends or colleagues from the same household or with whom they share a credit or debit card or epayment account. In case the company reasonably suspects that a Referrer has used spam, large email distribution lists or any other type of email abuse in order to refer new users, the company will not award a bonus to the Referrer. The company reserves the right to impose a limit on the number of invitations which a user may send to referees per day. When this limit is imposed, it is announced on the ReferaFriend page.
The company reserves the right to withhold the bonus from the Referrer and to discount bets made by one or more Referees if the company suspects that the Referrer/ Referee(s) has abused the spirit of the bonus offer including but not limited to instances where Referees have identical or very similar deposit and betting patterns. The company further reserves the right to block the Referrer and any associated Referees, from being able to participate in the ReferaFriend Promotion, to suspend the Account of the Referrer and any associated Referees pending investigation into bonus abuse and/ or fraud, and to terminate those Account(s).
In order for the Referrer and Referee to receive a bonus the Referee, having opened an Account, must deposit a relevant amount in his Account as stated in the specific terms and conditions of the promotion, which are located on the promotion landing page on the Site, then the Referee must wager a relevant amount on specific number of sport events. In this case, minimal odds can be defined. Detailed information about the promotion will be placed on the promotions page of the organizer’s website.
For example, in order for the Referrer to receive a bonus the Referee, having opened an Account, must deposit at least 5,000 AMD, place 10 separate bets on at least three possible outcomes with the minimum odds of 1.50. Each of the 10 bets must be placed on different markets (i.e. different bet types on one fixture or one bet type on different fixtures). The total amount of bets required shall be not less than double of the amount deposited.
If the Referee loses his/her first bet, at the organizers’ sole discretion a certain amount will be refunded to his Account (this will be noted on the promotions page of the organizer’s website). Bonus will be credited to the Referrer’s Account within the hours determined by the organizer after the Referrer has wagered the required amount. In order to withdraw the bonus the Referrer must have been bet the bonus amount at least three times on sports events with at least three possible outcomes, the odds for which must be at least 1.50. If the bonus amount is placed on more than one bet, each bet must be placed on different markets (i.e. different bet types on one fixture or one bet type on different fixtures).
The Referee bonuses include but are not limited to Welcome Cash Back Bonus, Welcome Deposit Bonus, or other bonuses at Organizer’s sole discretion.
If the First Time Registrant meets several bonus requirements at the same time, the organizer is entitled to determine at his sole discretion which of that bonuses (or bonus combinations) are available for the relevant customer. In particular, the Referrer who registered during the Welcome Deposit Bonus and Welcome Cash Back Bonus campaign will benefit only from one bonus promotions at the organizer's discretion.
Other conditions can be applied to “Refer a friend” campaign.
The Organizer can determine a Referafriend Monthly Challenge. The winner of the Monthly Challenge is the Referrer who refers the most valid Referees to the company within the month.
Any such conditions can be found one the “Terms and conditions of promotions” section of the organizer’s website.
5.5. Partial Cash Back Bonus
Partial Cash Back Bonus promotion is available if it is offered on the Site. It can be offered or on one or more language versions of the Site. In case the promotion is made available, it is clearly displayed on the Site.
Organizer can offer the participants the Partial Cash Back bonus for one or several lost bets, or for a sum lost within a certain period of time. The certain conditions for this promotion are determined by the Organizer. For example, the promotion can be offered to the participants who make the defined minimal deposit on their Gaming account, or to the participants whose lost amount is over the minimal set by the organizer, etc. The organizer can also define additional conditions for the promotions, e.g. the correlation of partial cash back sum and the sum lost within the defined period of time, maximal cash out sum, types of bet for which the win is subject to partial cash back, etc.
Example 1: The Organizer has determined 100% refund promotion to the lost bets within a week on football and tennis markets for users who made an initial deposit of no less than 10,000 AMD. The maximum of refund amount has been set 50,000 AMD. The user has deposited 150,000 AMD, 110,000 AMD of which he lost betting on tennis and football. In this case he will be refunded 50,000 AMD.
Example 2: The Organizer can set the following promotion conditions:
If in the result of total score of all bets within one month the participant loses from 150,000 to 250,000 AMD, he is refunded 5% of the total lost.
If in the result of total score of all bets within one month the participant loses from 251,000 AMD to 400,000 AMD, he is refunded 7% of the total lost.
If in the result of total score of all bets within one month the participant loses more than 400,000 AMD, he is refunded 10% of the total lost.
The bonus is available only when the user made no withdrawal from his account within relevant month. Any calendar day of the month on which the participant makes his first bet may be defined as the beginning of the month, up to the same day next month. Organizer on its sole discretion is entitled to change at any time correlation between the lost amount and bonus amount. When the promotion is available, it is clearly shown on the relevant page of the Organizer’s site.
To withdraw the bonus, the Organizer has the right to determine additional conditions. For example, the bonus amount received must have been bet three times, on one or more bets with a minimum of 1.50 odds. Each bet must be placed on an event with three or more potential outcomes. If the bonus amount is placed on more than one bet, each bet must be placed on different markets (i.e. different bet types on one fixture or one bet type on different fixtures).
If the conditions of withdrawal were not followed, or if the organizer has concerns that bonus was abuse, then when the participant makes a withdrawal request the organizer reserves a right to annul the bonus and the amounts won with the bonus sum. Organizer reserves the right at any moment and for any reason to change the conditions of the partial cash back promotion for certain participants.
If the participant meets demands for several promotions simultaneously the organizer at its sole discretion can determine which bonus is available to that participant.
5.6. Welcome Deposit Bonus
Welcome Deposit Bonus promotion is available if it is offered on the Site. It can also be available on one or more language versions in the Site, and for participants from countries chosen by the organizer. In case the promotion is available it is clearly displayed in the according section of the Site.
The organizer has a right to offer a bonus sum equal to the part of the first deposit to the participants who have never held an Account before, have never received a Welcome Cashback Bonus and/or a Welcome Deposit Bonus. In this case the organizer has a right to define certain conditions, such as minimal sum of the first deposit, the correlation between the deposit and the bonus sum, maximal bonus sum, etc. Detailed information about the promotion is place on the promotions page of the organizer’s website.
Example: The Organizer has determined Welcome Deposit bonus of 50% to Newly Registered Users who make an initial deposit of at least 10,000 AMD in their Account. The bonus is limited to a maximum of 50,000 AMD. The user has registered on organizer’s site and made an initial deposit of 50,000 AMD: In this case the user is eligible to 50,000 AMD Welcome Bonus.
The organizer has the right to determine additional conditions for bonus withdrawal. For example, the bonus amount received must have been bet three times, on one or more bets with a minimum of 1.50 odds. Each bet must be placed on an event with three or more potential outcomes. If the bonus amount is placed on more than one bet, each bet must be placed on different markets (i.e. different bet types on one fixture or one bet type on different fixtures).
6. Letters Notice
Having registered on the website of the Organizer the users give their consent to receive periodic emails on their email address specified within registration. The letters may include the organizer's latest news, information about the newly added payment systems, new sporting events, details of new services, the changes in the regulation and/or other conditions, and so on.
7. Website Announcements
The Organizer has the right to place public notices in the news section of its website, and inform the users of the changes in the existing regulation and/or other conditions. The changes in the existing regulation, and/ or other conditions can also be send to a personal email box of the User and, if necessary, to his personal email address.
By registering or continuing to use the Provider’s Website services the user agrees on the abovementioned methods of notice.
8. Frequency of organizing the lottery and procedure of its promulgation
At organizer’s discretion the lottery can be held on all the days of the year according to the program promulgated by the organizer, which is available in the organizer’s office, betshops or on the websitea of the company – www.totobet.am and/or sport.totogaming.am . The program contains the events given on that day or expected on the following days or months, which are updated every day according to a calendar schedule, i.e. every day the events of the previous day are removed from the program and the events of the upcoming day are included. The outcomes of the completed events are promulgated on the website of the company and in the betshops.
9. Description of the betslip
In this lottery (totalizator) the official record of the bet(s) on the organizer’s electronic equipment (computer, server) plays the role of the betslip. The official record of the bet placed by the participant includes the number of the official record (betslip), the event(s) on which he/ she places a bet and the odds defined/calculated/ for their probable outcome, the day, month, year, time when the events will take place and when the bet is made, the type of bet, the bet amount. The betslip may contain more than one events. Since the official record, the betslip is subject to the defined terms of these regulations (particularly, the trade names (logo) of the organizer and the lottery, the procedure of determining the winning, the procedure, place and terms for paying the winning amounts). The regulations of organizing the lottery, the program are available on the electronic equipment of the company, which the participant can find on the website of the company or in the betshops.
There is no price set for the official record, which plays the role of this lottery betslip.
10. Procedure, place and date of paying the winning amounts
10.1. For the bets placed in the betshops:
10.1.1. The winning amounts are paid during 30 days since the next day after the event ends. After the specified period the amounts which have not been claimed are not paid.
10.1.2. The winning amounts are rounded within 1 (one) AMD.
10.1.3. The winning amount is paid to the person who presents bet confirming coupon. It is kept by the organiser as a winning payment assurance.
10.1.4. The winning amount is paid in the betshop where the bet has been placed. If the betshop has stopped working /does not work/ at the moment, the winning amounts are paid at the organizer’s office at 26 Amiryan St, Yerevan.
10.1.5. If the data on the participant's coupon doesn't comply with the data fixed on the server, the organiser considers the data fixed on the server.
10.1.6. In case of providing a forged cheque or a cheque which cannot be identified the winning amounts are not paid.
10.1.7. All objections related to payment of the winning amounts are accepted in written form during 5 days after the results of the event were announced.
10.2. For the bets placed via Internet
10.2.1. After announcement of the result of the event on the website the winning amounts for the placed bets are added to the participant’s gaming account, and it is considered to be a payment of the winning amount to the participant. In order to receive money (including winning) from his/ her gaming account the participant should submit a request. In order to submit a request the participant should confirm his/her username (login), password and sixdigit code in the ''Withdraw'' section of the website. It is the participant who is responsible for retaining the code and personal data.
10.2.2. During 3 working days after submitting a request of payment (the form and procedure of submitting the request are defined by the organizer and placed on the Organizer’s website) to the Organizer the participant can receive the requested amount in cash or via transfer. In case the participant does not receive the money requested, the amount will automatically be transferred to the balance of the Account Holder.
10.2.3. Expenses related to the transfer of money from the gaming account to the bank or another account specified by the participant are incurred by him/her (the organizer makes a decision on expenses incurred by the participant while taking into account the gaming history of the participant, e.g.in case the organizer believes the participant showed inappropriate gaming behavior).
10.2.4. Money /winning amounts/ from a gaming account is paid in cash in the betshops of the company or by the Organizer – at 26 Amiryan St, Yerevan.
10.2.5. The participant may submit request for paying an amount only within the balance of his/her gaming account.
10.2.6. If the participant’s balance is negative after recalculation of the outcomes of the event, that can happen because of typographical or technical errors (e.g. the balance is 5,000 AMD, the participant’s real winning is 2,500 AMD, but the winning amount recorded on the account is 25,000 AMD, and that 25,000 AMD has been paid to the participant, as a result the negative balance is 17,500 AMD), the client is not able to bet before he refills his account.
10.2.7. The winning amounts are rounded within 1 AMD.
10.2.8. All the claims related to payment of the winning amounts are accepted during 5 days after announcing the results of the event in written form.
11. Rights and obligations of the Organizer
The Organizer has the right:
1. Not to accept bets from those persons who do not accept the terms defined in these regulations.
2. To determine the executive schedule of accepting bets by himself.
3. To refuse accepting any bet at any time without any argumentation.
In case of bets placed via internet if, for reasons not depending on the organizer (e.g. network problems, unlawful entry to the organizer’s website, etc.), the placed bet has not been fixed on the organizer’s server, or has been fixed in a way differing from what the participant wanted, or has been fixed with delay, the organizer is not responsible for compensation of the damages suffered by the participant. In such cases the organizer is responsible only in case of his guilt. The organizer is not responsible for the damages caused to the participant if they are a result of the fact that the participant has not performed his/ her obligations for retaining the secrecy of his/her gaming account, login and password.
4. To refuse paying the winning amount, if it is proved that the participant knew the outcome of the event in advance.
The Organizer ought to:
5. Act in accordance with the rules defined in these regulations.
6. Use reliable information sources and provide information to the participants about the events and their results based on the mentioned sources.
7. The Organizer’s obligations in relation to the participant cease when
7.a He pays the participant’s winning amount in the period of paying winning amounts,
7.b He refunds the bet amount paid by the participant according to the terms of these regulations,
7.c In the Organizer’s office or betshops of the company the final results of the events are promulgated, which confirm the participant’s loss.
12. Rights and obligations of the Participant
The Participant has the right:
1. To become completely familiar with the terms of accepting bets, which will allow him to make a conscious choice among the types and kinds of bets,
2. To become familiar with the procedure of calculating bets as well as to claim the winning amounts in the period of payment,
3. To raise a claim to the organizer according to the defined rules in case of disagreement with the calculation of the bets.
4. Find out all the changes made in the program before placing a bet,
5. Submit the cheque in normal form for receiving the winning amount (except the bets placed via Internet),
6. Present an identity card, as well as other required documents, on request of the lottery organizer and observe the condition of minimum age required for participation in totalizator, established in the law of RA "About lotteries",
7. Foreign citizens ought to observe the requirements defined in both the legislation of their country and the law about fight against money laundering and terrorism in case of participation in this lottery. The consequences of not observing these requirements are borne by the participant,
8. To have only one gaming account when placing bets via Internet,
9. Not to allow other persons to use his/her gaming account when placing bets via Internet,
10. To retain the secrecy of his/her gaming account, login and password,
11. To observe the rules of organizing and conducting the lottery defined in these regulations,
12. By making a bet the participant confirms that he/she knows these terms of organizing and conducting the lottery and agrees with them.
13. Since the entry of this Regulation into force to invalidate the Regulation of organizing and conducting the totalizator “International Bookmaker – Toto” agreed with the Competent Authority in 19.04.2010.